What is the Fair Market Rent for a 2-bedroom in Birmingham-Hoover, AL HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Birmingham-Hoover, AL HUD Metro FMR Area is $1,266 per month for fiscal year 2026. The studio FMR is $1,024, 1-bedroom is $1,155, 3-bedroom is $1,583, and 4-bedroom is $1,801.

What income do you need to afford the FMR in Birmingham-Hoover, AL HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $50,640 per year ($4,220 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,266 in Birmingham-Hoover, AL HUD Metro FMR Area.

FY2026 Fair Market Rents — Birmingham-Hoover, AL HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,024

1BR

$1,155

2BR

$1,266

3BR

$1,583

4BR

$1,801

Hours/week at min wage

135 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

YoY change (2BR)

-0.1%

$1 vs FY2025 · 5-yr +26.3%

Voucher payment standard

$1,139–$1,393

PHAs set HCV payment at 90–110% of the 2BR FMR

Birmingham-Hoover, AL HUD Metro FMR Area

Non-Metropolitan area · AL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,024	$12,288
1-Bedroom	$1,155	$13,860
2-Bedroom	$1,266	$15,192
3-Bedroom	$1,583	$18,996
4-Bedroom	$1,801	$21,612

Recent 2-Bedroom FMR Trend

FY2020 $986 → FY2026 $1,266

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,024	$1,155	$1,266	$1,583	$1,801
FY2025	$998	$1,144	$1,267	$1,583	$1,791
FY2024	$983	$1,109	$1,245	$1,570	$1,752
FY2023	$866	$942	$1,075	$1,376	$1,494
FY2022	$765	$820	$943	$1,220	$1,316
FY2021	$817	$871	$1,002	$1,303	$1,409
FY2020	$804	$861	$986	$1,291	$1,425

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $104,100

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$21,900	$25,000	$28,150	$33,000	$38,680	$44,360
50% AMI (Very Low)	$36,450	$41,650	$46,850	$52,050	$56,250	$60,400
80% AMI (Low)	$58,350	$66,650	$75,000	$83,300	$90,000	$96,650

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$15,192/yr

FMR as % of Area Median Income

14.6% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$50,640/yr

$4,220/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$910	$1,041	$1,171	$1,405	$1,509
60% AMI Maximum	$1,093	$1,249	$1,405	$1,686	$1,811

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,024	$1,155	$1,266	$1,583	$1,691
Low HOME Rent	$911	$1,041	$1,171	$1,301	$1,406

Compare Birmingham-Hoover, AL HUD Metro FMR Area With Other AL Metros

vs. Anniston-Oxford-Jacksonville, AL MSA vs. Auburn-Opelika, AL MSA vs. Birmingham-Hoover, AL HUD Metro FMR Area vs. Chilton County, AL HUD Metro FMR Area vs. Columbus, GA-AL MSA