FY2026 Fair Market Rents — Birmingham-Hoover, AL HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$1,024
1BR
$1,155
2BR
$1,266
3BR
$1,583
4BR
$1,801
Hours/week at min wage
135 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
-0.1%
$1 vs FY2025 · 5-yr +26.3%
Voucher payment standard
$1,139–$1,393
PHAs set HCV payment at 90–110% of the 2BR FMR

Birmingham-Hoover, AL HUD Metro FMR Area

Non-Metropolitan area · AL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $1,024 $12,288
1-Bedroom $1,155 $13,860
2-Bedroom $1,266 $15,192
3-Bedroom $1,583 $18,996
4-Bedroom $1,801 $21,612

Recent 2-Bedroom FMR Trend

FY2020 $986 → FY2026 $1,266
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $1,024 $1,155 $1,266 $1,583 $1,801
FY2025 $998 $1,144 $1,267 $1,583 $1,791
FY2024 $983 $1,109 $1,245 $1,570 $1,752
FY2023 $866 $942 $1,075 $1,376 $1,494
FY2022 $765 $820 $943 $1,220 $1,316
FY2021 $817 $871 $1,002 $1,303 $1,409
FY2020 $804 $861 $986 $1,291 $1,425

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $104,100

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $21,900 $25,000 $28,150 $33,000 $38,680 $44,360
50% AMI (Very Low) $36,450 $41,650 $46,850 $52,050 $56,250 $60,400
80% AMI (Low) $58,350 $66,650 $75,000 $83,300 $90,000 $96,650

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$15,192/yr
FMR as % of Area Median Income
14.6% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$50,640/yr
$4,220/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $910 $1,041 $1,171 $1,405 $1,509
60% AMI Maximum $1,093 $1,249 $1,405 $1,686 $1,811

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $1,024 $1,155 $1,266 $1,583 $1,691
Low HOME Rent $911 $1,041 $1,171 $1,301 $1,406

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $1,266. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

35213 $1,900
35223 $1,900
35147 $1,820
35242 $1,800
35080 $1,780

Lowest-cost ZIPs (2BR SAFMR)

35006 $1,020
35013 $1,020
35016 $1,020
35031 $1,020
35034 $1,020
All 133 ZIP codes in this area
35004 35005 35006 35007 35013 35016 35020 35021 35022 35023 35031 35034 35035 35036 35040 35042 35043 35048 35049 35051 35052 35054 35060 35061 35062 35063 35064 35068 35071 35073 35074 35077 35078 35079 35080 35091 35094 35097 35111 35112 35114 35115 35116 35117 35118 35119 35120 35121 35124 35125 35126 35127 35128 35130 35131 35133 35135 35143 35146 35147 35148 35172 35173 35176 35178 35180 35181 35184 35185 35186 35188 35201 35202 35203 35204 35205 35206 35207 35208 35209 35210 35211 35212 35213 35214 35215 35216 35217 35218 35219 35220 35221 35222 35223 35224 35226 35228 35229 35231 35232 35233 35234 35235 35236 35238 35242 35243 35244 35249 35253 35254 35255 35259 35260 35261 35266 35285 35293 35294 35295 35444 35456 35906 35952 35953 35957 35972 35976 35980 35987 36750 36792 36793

Compare Birmingham-Hoover, AL HUD Metro FMR Area With Other AL Metros

vs. Anniston-Oxford-Jacksonville, AL MSA vs. Auburn-Opelika, AL MSA vs. Birmingham-Hoover, AL HUD Metro FMR Area vs. Chilton County, AL HUD Metro FMR Area vs. Columbus, GA-AL MSA

Counties in This FMR Area

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