FY2026 Fair Market Rents — Cullman County, AL
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$666
1BR
$670
2BR
$879
3BR
$1,137
4BR
$1,381
Hours/week at min wage
94 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
-2.5%
$23 vs FY2025 · 5-yr +32.2%
Voucher payment standard
$791–$967
PHAs set HCV payment at 90–110% of the 2BR FMR
Cullman County, AL
Non-Metropolitan area · AL · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $666 | $7,992 |
| 1-Bedroom | $670 | $8,040 |
| 2-Bedroom | $879 | $10,548 |
| 3-Bedroom | $1,137 | $13,644 |
| 4-Bedroom | $1,381 | $16,572 |
Recent 2-Bedroom FMR Trend
FY2020 $645 → FY2026 $879
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $666 | $670 | $879 | $1,137 | $1,381 |
| FY2025 | $691 | $695 | $902 | $1,176 | $1,340 |
| FY2024 | $767 | $772 | $1,002 | $1,306 | $1,462 |
| FY2023 | $627 | $655 | $815 | $1,097 | $1,125 |
| FY2022 | $559 | $607 | $747 | $1,009 | $1,013 |
| FY2021 | $494 | $541 | $665 | $898 | $902 |
| FY2020 | $469 | $525 | $645 | $871 | $874 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $82,900
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $17,400 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $29,050 | $33,200 | $37,350 | $41,450 | $44,800 | $48,100 |
| 80% AMI (Low) | $46,450 | $53,050 | $59,700 | $66,300 | $71,650 | $76,950 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$10,548/yr
FMR as % of Area Median Income
12.7% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$35,160/yr
$2,930/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $725 | $829 | $932 | $1,119 | $1,202 |
| 60% AMI Maximum | $870 | $994 | $1,119 | $1,342 | $1,442 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $666 | $670 | $879 | $1,137 | $1,347 |
| Low HOME Rent | $726 | $830 | $933 | $1,036 | $1,120 |
Compare Cullman County, AL With Other AL Metros
vs. Anniston-Oxford-Jacksonville, AL MSA
vs. Auburn-Opelika, AL MSA
vs. Birmingham-Hoover, AL HUD Metro FMR Area
vs. Chilton County, AL HUD Metro FMR Area
vs. Columbus, GA-AL MSA