FY2026 Fair Market Rents — Mobile, AL MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$854
1BR
$919
2BR
$1,083
3BR
$1,414
4BR
$1,445
Hours/week at min wage
115 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
-1%
$11 vs FY2025 · 5-yr +31.4%
Voucher payment standard
$975–$1,191
PHAs set HCV payment at 90–110% of the 2BR FMR
Mobile, AL MSA
Non-Metropolitan area · AL · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $854 | $10,248 |
| 1-Bedroom | $919 | $11,028 |
| 2-Bedroom | $1,083 | $12,996 |
| 3-Bedroom | $1,414 | $16,968 |
| 4-Bedroom | $1,445 | $17,340 |
Recent 2-Bedroom FMR Trend
FY2020 $874 → FY2026 $1,083
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $854 | $919 | $1,083 | $1,414 | $1,445 |
| FY2025 | $812 | $908 | $1,094 | $1,441 | $1,464 |
| FY2024 | $810 | $890 | $1,094 | $1,448 | $1,484 |
| FY2023 | $738 | $793 | $986 | $1,318 | $1,400 |
| FY2022 | $662 | $690 | $861 | $1,148 | $1,244 |
| FY2021 | $642 | $658 | $824 | $1,097 | $1,212 |
| FY2020 | $693 | $699 | $874 | $1,161 | $1,288 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $83,300
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $17,500 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $29,200 | $33,350 | $37,500 | $41,650 | $45,000 | $48,350 |
| 80% AMI (Low) | $46,700 | $53,350 | $60,000 | $66,650 | $72,000 | $77,350 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$12,996/yr
FMR as % of Area Median Income
15.6% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$43,320/yr
$3,610/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $728 | $833 | $937 | $1,124 | $1,207 |
| 60% AMI Maximum | $874 | $999 | $1,124 | $1,349 | $1,449 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $854 | $919 | $1,083 | $1,353 | $1,353 |
| Low HOME Rent | $730 | $833 | $937 | $1,041 | $1,125 |
Compare Mobile, AL MSA With Other AL Metros
vs. Anniston-Oxford-Jacksonville, AL MSA
vs. Auburn-Opelika, AL MSA
vs. Birmingham-Hoover, AL HUD Metro FMR Area
vs. Chilton County, AL HUD Metro FMR Area
vs. Columbus, GA-AL MSA