FY2026 Fair Market Rents — Navajo County, AZ
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$937
1BR
$1,026
2BR
$1,309
3BR
$1,622
4BR
$1,733
Hours/week at min wage
69 hrs
to afford the 2BR FMR @ $14.70/hr (AZ)
YoY change (2BR)
-5.4%
$75 vs FY2025 · 5-yr +48.2%
Voucher payment standard
$1,178–$1,440
PHAs set HCV payment at 90–110% of the 2BR FMR
Navajo County, AZ
Non-Metropolitan area · AZ · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $937 | $11,244 |
| 1-Bedroom | $1,026 | $12,312 |
| 2-Bedroom | $1,309 | $15,708 |
| 3-Bedroom | $1,622 | $19,464 |
| 4-Bedroom | $1,733 | $20,796 |
Recent 2-Bedroom FMR Trend
FY2020 $802 → FY2026 $1,309
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $937 | $1,026 | $1,309 | $1,622 | $1,733 |
| FY2025 | $999 | $1,055 | $1,384 | $1,711 | $1,835 |
| FY2024 | $856 | $906 | $1,190 | $1,509 | $1,585 |
| FY2023 | $722 | $788 | $1,037 | $1,336 | $1,393 |
| FY2022 | $633 | $715 | $941 | $1,237 | $1,307 |
| FY2021 | $587 | $670 | $883 | $1,187 | $1,225 |
| FY2020 | $585 | $618 | $802 | $1,087 | $1,162 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $63,000
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $16,050 | $21,640 | $27,320 | $33,000 | $38,680 | $44,300 |
| 50% AMI (Very Low) | $26,750 | $30,550 | $34,350 | $38,150 | $41,250 | $44,300 |
| 80% AMI (Low) | $42,750 | $48,850 | $54,950 | $61,050 | $65,950 | $70,850 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$15,708/yr
FMR as % of Area Median Income
24.9% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$52,360/yr
$4,363/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $551 | $630 | $708 | $850 | $913 |
| 60% AMI Maximum | $661 | $756 | $850 | $1,020 | $1,096 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $937 | $1,023 | $1,023 | $1,023 | $1,023 |
| Low HOME Rent | $668 | $763 | $858 | $953 | $1,031 |
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