FY2026 Fair Market Rents — Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$1,748
1BR
$1,832
2BR
$2,255
3BR
$3,002
4BR
$3,460
Hours/week at min wage
106 hrs
to afford the 2BR FMR @ $16.50/hr (CA)
YoY change (2BR)
+2.2%
+$49 vs FY2025 · 5-yr +50.8%
Voucher payment standard
$2,030–$2,481
PHAs set HCV payment at 90–110% of the 2BR FMR

Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area

Non-Metropolitan area · CA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $1,748 $20,976
1-Bedroom $1,832 $21,984
2-Bedroom $2,255 $27,060
3-Bedroom $3,002 $36,024
4-Bedroom $3,460 $41,520

Recent 2-Bedroom FMR Trend

FY2020 $1,349 → FY2026 $2,255
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $1,748 $1,832 $2,255 $3,002 $3,460
FY2025 $1,679 $1,777 $2,206 $2,992 $3,455
FY2024 $1,543 $1,666 $2,072 $2,884 $3,321
FY2023 $1,277 $1,400 $1,756 $2,496 $2,907
FY2022 $1,108 $1,228 $1,543 $2,192 $2,625
FY2021 $1,060 $1,188 $1,495 $2,140 $2,588
FY2020 $952 $1,072 $1,349 $1,946 $2,368

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $124,000

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $27,600 $31,550 $35,500 $39,400 $42,600 $45,750
50% AMI (Very Low) $46,000 $52,600 $59,150 $65,700 $71,000 $76,250
80% AMI (Low) $73,600 $84,100 $94,600 $105,100 $113,550 $121,950

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$27,060/yr
FMR as % of Area Median Income
21.8% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$90,200/yr
$7,517/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $1,085 $1,240 $1,395 $1,674 $1,798
60% AMI Maximum $1,302 $1,488 $1,674 $2,008 $2,157

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $1,748 $1,832 $2,015 $2,015 $2,015
Low HOME Rent $1,150 $1,315 $1,478 $1,642 $1,775

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $2,255. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

95742 $3,380
95746 $3,380
95683 $3,370
95757 $3,280
95762 $3,210

Lowest-cost ZIPs (2BR SAFMR)

95615 $1,350
95641 $1,370
95726 $1,450
95717 $1,540
94571 $1,580
All 130 ZIP codes in this area

Compare Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area With Other CA Metros

vs. Bakersfield, CA MSA vs. Chico, CA MSA vs. El Centro, CA MSA vs. Fresno, CA MSA vs. Hanford-Corcoran, CA MSA

Counties in This FMR Area

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