FY2026 Fair Market Rents — San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$2,621
1BR
$2,982
2BR
$3,483
3BR
$4,602
4BR
$5,010
Hours/week at min wage
163 hrs
to afford the 2BR FMR @ $16.50/hr (CA)
YoY change (2BR)
+1.1%
+$37 vs FY2025 · 5-yr +14.2%
Voucher payment standard
$3,135–$3,831
PHAs set HCV payment at 90–110% of the 2BR FMR

San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area

Non-Metropolitan area · CA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $2,621 $31,452
1-Bedroom $2,982 $35,784
2-Bedroom $3,483 $41,796
3-Bedroom $4,602 $55,224
4-Bedroom $5,010 $60,120

Recent 2-Bedroom FMR Trend

FY2020 $2,970 → FY2026 $3,483
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $2,621 $2,982 $3,483 $4,602 $5,010
FY2025 $2,608 $2,975 $3,446 $4,477 $4,878
FY2024 $2,383 $2,694 $3,132 $4,011 $4,425
FY2023 $2,223 $2,513 $2,941 $3,750 $4,202
FY2022 $2,145 $2,418 $2,868 $3,687 $4,213
FY2021 $2,228 $2,558 $3,051 $3,984 $4,593
FY2020 $2,103 $2,458 $2,970 $3,943 $4,525

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $205,500

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $43,200 $49,350 $55,500 $61,650 $66,600 $71,550
50% AMI (Very Low) $71,950 $82,200 $92,500 $102,750 $111,000 $119,200
80% AMI (Low) $113,700 $129,950 $146,200 $162,400 $175,400 $188,400

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$41,796/yr
FMR as % of Area Median Income
20.3% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$139,320/yr
$11,610/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $1,798 $2,055 $2,311 $2,774 $2,979
60% AMI Maximum $2,157 $2,466 $2,774 $3,329 $3,575

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $2,621 $2,982 $3,339 $3,339 $3,339
Low HOME Rent $1,798 $2,055 $2,312 $2,568 $2,775

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $3,483. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

95134 $4,740
95014 $4,440
95054 $4,430
95033 $4,350
94024 $4,340

Lowest-cost ZIPs (2BR SAFMR)

94305 $2,540
95111 $2,540
95020 $2,750
95130 $2,770
95037 $2,820
All 106 ZIP codes in this area
94020 94022 94023 94024 94028 94035 94039 94040 94041 94042 94043 94085 94086 94087 94088 94089 94301 94302 94303 94304 94305 94306 94309 94550 95002 95008 95009 95011 95013 95014 95015 95020 95021 95023 95026 95030 95031 95032 95033 95035 95036 95037 95038 95044 95046 95050 95051 95052 95053 95054 95055 95056 95070 95071 95076 95101 95103 95106 95108 95109 95110 95111 95112 95113 95116 95117 95118 95119 95120 95121 95122 95123 95124 95125 95126 95127 95128 95129 95130 95131 95132 95133 95134 95135 95136 95138 95139 95140 95141 95148 95150 95151 95152 95153 95154 95155 95156 95157 95158 95159 95160 95161 95164 95170 95172 95173

Compare San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area With Other CA Metros

vs. Bakersfield, CA MSA vs. Chico, CA MSA vs. El Centro, CA MSA vs. Fresno, CA MSA vs. Hanford-Corcoran, CA MSA

Counties in This FMR Area

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