FY2026 Fair Market Rents — Amherst Town-Northampton, MA MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,382
1BR
$1,580
2BR
$2,004
3BR
$2,504
4BR
$2,702
Hours/week at min wage
103 hrs
to afford the 2BR FMR @ $15.00/hr (MA)
National rank
#58
of 661 U.S. metros (top 10% most expensive)
Voucher payment standard
$1,804–$2,204
PHAs set HCV payment at 90–110% of the 2BR FMR
Amherst Town-Northampton, MA MSA
Metropolitan area · MA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,382 | $16,584 |
| 1-Bedroom | $1,580 | $18,960 |
| 2-Bedroom | $2,004 | $24,048 |
| 3-Bedroom | $2,504 | $30,048 |
| 4-Bedroom | $2,702 | $32,424 |
FY2026 Income Limits
Area Median Income (AMI): $124,400
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $27,650 | $31,600 | $35,550 | $39,450 | $42,650 | $45,800 |
| 50% AMI (Very Low) | $46,000 | $52,550 | $59,200 | $65,750 | $71,050 | $76,300 |
| 80% AMI (Low) | $73,650 | $84,200 | $94,700 | $105,200 | $113,650 | $122,050 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$24,048/yr
FMR as % of Area Median Income
19.3% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$80,160/yr
$6,680/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $1,088 | $1,244 | $1,399 | $1,679 | $1,803 |
| 60% AMI Maximum | $1,306 | $1,492 | $1,679 | $2,015 | $2,164 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,382 | $1,580 | $2,004 | $2,021 | $2,021 |
| Low HOME Rent | $1,150 | $1,313 | $1,480 | $1,643 | $1,776 |
Compare Amherst Town-Northampton, MA MSA With Other MA Metros
vs. Barnstable Town, MA MSA
vs. Berkshire County, MA (part) HUD Metro FMR Area
vs. Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area
vs. Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area
vs. Brockton, MA HUD Metro FMR Area