What is the Fair Market Rent for a 2-bedroom in Lumpkin County, GA HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Lumpkin County, GA HUD Metro FMR Area is $1,245 per month for fiscal year 2026. The studio FMR is $1,085, 1-bedroom is $1,136, 3-bedroom is $1,577, and 4-bedroom is $2,089.

What income do you need to afford the FMR in Lumpkin County, GA HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $49,800 per year ($4,150 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,245 in Lumpkin County, GA HUD Metro FMR Area.

FY2026 Fair Market Rents — Lumpkin County, GA HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,085

1BR

$1,136

2BR

$1,245

3BR

$1,577

4BR

$2,089

Hours/week at min wage

133 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

National rank

#327

of 661 U.S. metros (top 50% most expensive)

Voucher payment standard

$1,121–$1,370

PHAs set HCV payment at 90–110% of the 2BR FMR

Lumpkin County, GA HUD Metro FMR Area

Metropolitan area · GA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,085	$13,020
1-Bedroom	$1,136	$13,632
2-Bedroom	$1,245	$14,940
3-Bedroom	$1,577	$18,924
4-Bedroom	$2,089	$25,068

FY2026 Income Limits

Area Median Income (AMI): $96,200

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$20,200	$23,100	$27,320	$33,000	$38,680	$44,360
50% AMI (Very Low)	$33,700	$38,500	$43,300	$48,100	$51,950	$55,800
80% AMI (Low)	$53,900	$61,600	$69,300	$76,950	$83,150	$89,300

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$14,940/yr

FMR as % of Area Median Income

15.5% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$49,800/yr

$4,150/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$841	$962	$1,082	$1,298	$1,394
60% AMI Maximum	$1,010	$1,154	$1,298	$1,558	$1,673

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,085	$1,136	$1,245	$1,563	$1,563
Low HOME Rent	$842	$962	$1,082	$1,202	$1,298

Compare Lumpkin County, GA HUD Metro FMR Area With Other GA Metros

vs. Albany, GA MSA vs. Athens-Clarke County, GA MSA vs. Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area vs. Augusta-Richmond County, GA-SC HUD Metro FMR Area vs. Brunswick, GA MSA

Counties in This FMR Area

Lumpkin County