FY2026 Fair Market Rents — Atlantic City-Hammonton, NJ MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,346
1BR
$1,537
2BR
$1,867
3BR
$2,586
4BR
$2,851
Hours/week at min wage
93 hrs
to afford the 2BR FMR @ $15.49/hr (NJ)
National rank
#74
of 661 U.S. metros (top 12% most expensive)
YoY change (2BR)
+8.6%
+$148 vs FY2025 · 5-yr +33.3%
Voucher payment standard
$1,680–$2,054
PHAs set HCV payment at 90–110% of the 2BR FMR
Atlantic City-Hammonton, NJ MSA
Metropolitan area · NJ · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,346 | $16,152 |
| 1-Bedroom | $1,537 | $18,444 |
| 2-Bedroom | $1,867 | $22,404 |
| 3-Bedroom | $2,586 | $31,032 |
| 4-Bedroom | $2,851 | $34,212 |
Recent 2-Bedroom FMR Trend
FY2020 $1,305 → FY2026 $1,867
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,346 | $1,537 | $1,867 | $2,586 | $2,851 |
| FY2025 | $1,240 | $1,414 | $1,719 | $2,409 | $2,654 |
| FY2024 | $1,172 | $1,340 | $1,670 | $2,353 | $2,584 |
| FY2023 | $1,081 | $1,257 | $1,583 | $2,240 | $2,445 |
| FY2022 | $946 | $1,107 | $1,407 | $1,972 | $2,183 |
| FY2021 | $939 | $1,108 | $1,401 | $1,919 | $2,138 |
| FY2020 | $872 | $1,028 | $1,305 | $1,745 | $1,980 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $97,500
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $22,900 | $26,150 | $29,400 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $38,100 | $43,550 | $49,000 | $54,400 | $58,800 | $63,150 |
| 80% AMI (Low) | $60,950 | $69,650 | $78,350 | $87,050 | $94,050 | $101,000 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$22,404/yr
FMR as % of Area Median Income
23% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$74,680/yr
$6,223/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $853 | $975 | $1,096 | $1,316 | $1,413 |
| 60% AMI Maximum | $1,023 | $1,170 | $1,316 | $1,579 | $1,696 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,346 | $1,537 | $1,584 | $1,584 | $1,584 |
| Low HOME Rent | $952 | $1,088 | $1,225 | $1,360 | $1,470 |
Compare Atlantic City-Hammonton, NJ MSA With Other NJ Metros
vs. Bergen-Passaic, NJ HUD Metro FMR Area
vs. Cape May County, NJ HUD Metro FMR Area
vs. Jersey City, NJ HUD Metro FMR Area
vs. Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area
vs. Monmouth-Ocean, NJ HUD Metro FMR Area