FY2026 Fair Market Rents — Habersham County, GA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$850
1BR
$855
2BR
$1,018
3BR
$1,357
4BR
$1,363
Hours/week at min wage
109 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
+10.8%
+$99 vs FY2025 · 5-yr +48.6%
Voucher payment standard
$916–$1,120
PHAs set HCV payment at 90–110% of the 2BR FMR
Habersham County, GA
Non-Metropolitan area · GA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $850 | $10,200 |
| 1-Bedroom | $855 | $10,260 |
| 2-Bedroom | $1,018 | $12,216 |
| 3-Bedroom | $1,357 | $16,284 |
| 4-Bedroom | $1,363 | $16,356 |
Recent 2-Bedroom FMR Trend
FY2020 $703 → FY2026 $1,018
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $850 | $855 | $1,018 | $1,357 | $1,363 |
| FY2025 | $779 | $783 | $919 | $1,288 | $1,326 |
| FY2024 | $634 | $787 | $936 | $1,305 | $1,310 |
| FY2023 | $516 | $652 | $772 | $1,049 | $1,053 |
| FY2022 | $492 | $599 | $741 | $1,001 | $1,005 |
| FY2021 | $452 | $529 | $685 | $925 | $929 |
| FY2020 | $479 | $536 | $703 | $949 | $952 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $84,300
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $17,750 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $29,550 | $33,750 | $37,950 | $42,150 | $45,550 | $48,900 |
| 80% AMI (Low) | $47,250 | $54,000 | $60,750 | $67,450 | $72,850 | $78,250 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$12,216/yr
FMR as % of Area Median Income
14.5% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$40,720/yr
$3,393/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $737 | $843 | $948 | $1,138 | $1,222 |
| 60% AMI Maximum | $885 | $1,011 | $1,138 | $1,365 | $1,466 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $850 | $855 | $1,018 | $1,357 | $1,363 |
| Low HOME Rent | $738 | $843 | $948 | $1,053 | $1,138 |
Compare Habersham County, GA With Other GA Metros
vs. Albany, GA MSA
vs. Athens-Clarke County, GA MSA
vs. Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area
vs. Augusta-Richmond County, GA-SC HUD Metro FMR Area
vs. Brunswick, GA MSA