What is the Fair Market Rent for a 2-bedroom in Stillwater County, MT HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Stillwater County, MT HUD Metro FMR Area is $1,257 per month for fiscal year 2026. The studio FMR is $884, 1-bedroom is $958, 3-bedroom is $1,748, and 4-bedroom is $2,109.

What income do you need to afford the FMR in Stillwater County, MT HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $50,280 per year ($4,190 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,257 in Stillwater County, MT HUD Metro FMR Area.

FY2026 Fair Market Rents — Stillwater County, MT HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$884

1BR

$958

2BR

$1,257

3BR

$1,748

4BR

$2,109

Hours/week at min wage

92 hrs

to afford the 2BR FMR @ $10.55/hr (MT)

National rank

#318

of 661 U.S. metros (top 49% most expensive)

YoY change (2BR)

+3.2%

+$39 vs FY2025

Voucher payment standard

$1,131–$1,383

PHAs set HCV payment at 90–110% of the 2BR FMR

Stillwater County, MT HUD Metro FMR Area

Metropolitan area · MT · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$884	$10,608
1-Bedroom	$958	$11,496
2-Bedroom	$1,257	$15,084
3-Bedroom	$1,748	$20,976
4-Bedroom	$2,109	$25,308

Recent 2-Bedroom FMR Trend

FY2022 $854 → FY2026 $1,257

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$884	$958	$1,257	$1,748	$2,109
FY2025	$877	$928	$1,218	$1,705	$2,045
FY2024	$735	$779	$1,023	$1,424	$1,736
FY2023	$687	$747	$983	$1,380	$1,674
FY2022	$574	$649	$854	$1,213	$1,446

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $112,300

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$23,600	$27,000	$30,350	$33,700	$38,680	$44,360
50% AMI (Very Low)	$39,350	$44,950	$50,550	$56,150	$60,650	$65,150
80% AMI (Low)	$62,900	$71,900	$80,900	$89,850	$97,050	$104,250

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$15,084/yr

FMR as % of Area Median Income

13.4% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$50,280/yr

$4,190/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$982	$1,123	$1,263	$1,516	$1,628
60% AMI Maximum	$1,179	$1,347	$1,516	$1,819	$1,954

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$884	$958	$1,257	$1,748	$1,824
Low HOME Rent	$983	$1,123	$1,263	$1,403	$1,516

Compare Stillwater County, MT HUD Metro FMR Area With Other MT Metros

vs. Billings, MT HUD Metro FMR Area vs. Bozeman, MT MSA vs. Broadwater County, MT HUD Metro FMR Area vs. Golden Valley County, MT HUD Metro FMR Area vs. Great Falls, MT MSA

Counties in This FMR Area

Stillwater County