What is the Fair Market Rent for a 2-bedroom in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area is $2,941 per month for fiscal year 2026. The studio FMR is $2,359, 1-bedroom is $2,476, 3-bedroom is $3,526, and 4-bedroom is $3,894.

What income do you need to afford the FMR in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $117,640 per year ($9,803 per month) to afford the FY2026 2-bedroom Fair Market Rent of $2,941 in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area.

FY2026 Fair Market Rents — Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$2,359

1BR

$2,476

2BR

$2,941

3BR

$3,526

4BR

$3,894

Hours/week at min wage

151 hrs

to afford the 2BR FMR @ $15.00/hr (MA)

National rank

of 661 U.S. metros (top 2% most expensive)

YoY change (2BR)

+3.7%

+$104 vs FY2025 · 5-yr +25.9%

Voucher payment standard

$2,647–$3,235

PHAs set HCV payment at 90–110% of the 2BR FMR

Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area

Metropolitan area · MA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$2,359	$28,308
1-Bedroom	$2,476	$29,712
2-Bedroom	$2,941	$35,292
3-Bedroom	$3,526	$42,312
4-Bedroom	$3,894	$46,728

Recent 2-Bedroom FMR Trend

FY2020 $2,311 → FY2026 $2,941

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$2,359	$2,476	$2,941	$3,526	$3,894
FY2025	$2,263	$2,394	$2,837	$3,418	$3,761
FY2024	$2,212	$2,377	$2,827	$3,418	$3,765
FY2023	$2,025	$2,198	$2,635	$3,207	$3,540
FY2022	$1,803	$1,986	$2,399	$2,966	$3,253
FY2021	$1,742	$1,924	$2,336	$2,906	$3,168
FY2020	$1,715	$1,900	$2,311	$2,880	$3,131

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $164,600

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$36,000	$41,150	$46,300	$51,400	$55,550	$59,650
50% AMI (Very Low)	$60,000	$68,600	$77,150	$85,700	$92,600	$99,450
80% AMI (Low)	$96,000	$109,700	$123,400	$137,100	$148,100	$159,050

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$35,292/yr

FMR as % of Area Median Income

21.4% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$117,640/yr

$9,803/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$1,440	$1,646	$1,851	$2,222	$2,386
60% AMI Maximum	$1,728	$1,975	$2,222	$2,666	$2,864

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$2,359	$2,476	$2,674	$2,674	$2,674
Low HOME Rent	$1,500	$1,715	$1,928	$2,142	$2,315

Compare Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area With Other MA Metros

vs. Amherst Town-Northampton, MA MSA vs. Barnstable Town, MA MSA vs. Berkshire County, MA (part) HUD Metro FMR Area vs. Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area vs. Brockton, MA HUD Metro FMR Area

Counties in This FMR Area

Suffolk County Essex County Middlesex County