FY2026 Fair Market Rents — Cape Girardeau, MO-IL MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$763
1BR
$807
2BR
$992
3BR
$1,380
4BR
$1,664
Hours/week at min wage
51 hrs
to afford the 2BR FMR @ $15.00/hr (IL)
National rank
#557
of 661 U.S. metros (top 85% most expensive)
YoY change (2BR)
+0.7%
+$7 vs FY2025 · 5-yr +22.9%
Voucher payment standard
$893–$1,091
PHAs set HCV payment at 90–110% of the 2BR FMR
Cape Girardeau, MO-IL MSA
Metropolitan area · IL · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $763 | $9,156 |
| 1-Bedroom | $807 | $9,684 |
| 2-Bedroom | $992 | $11,904 |
| 3-Bedroom | $1,380 | $16,560 |
| 4-Bedroom | $1,664 | $19,968 |
Recent 2-Bedroom FMR Trend
FY2020 $773 → FY2026 $992
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $763 | $807 | $992 | $1,380 | $1,664 |
| FY2025 | $747 | $794 | $985 | $1,380 | $1,654 |
| FY2024 | $685 | $742 | $933 | $1,315 | $1,540 |
| FY2023 | $597 | $680 | $871 | $1,238 | $1,372 |
| FY2022 | $536 | $622 | $807 | $1,146 | $1,248 |
| FY2021 | $537 | $612 | $807 | $1,155 | $1,216 |
| FY2020 | $542 | $587 | $773 | $1,115 | $1,188 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $90,200
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $18,950 | $21,650 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $31,600 | $36,100 | $40,600 | $45,100 | $48,750 | $52,350 |
| 80% AMI (Low) | $50,550 | $57,750 | $64,950 | $72,150 | $77,950 | $83,700 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,904/yr
FMR as % of Area Median Income
13.2% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$39,680/yr
$3,307/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $789 | $902 | $1,014 | $1,217 | $1,307 |
| 60% AMI Maximum | $947 | $1,082 | $1,217 | $1,461 | $1,569 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $763 | $807 | $992 | $1,380 | $1,465 |
| Low HOME Rent | $790 | $902 | $1,015 | $1,127 | $1,218 |
Compare Cape Girardeau, MO-IL MSA With Other IL Metros
vs. Bloomington, IL HUD Metro FMR Area
vs. Bloomington, IL MSA
vs. Bond County, IL HUD Metro FMR Area
vs. Champaign-Urbana, IL MSA
vs. Chicago-Joliet-Naperville, IL HUD Metro FMR Area