FY2026 Fair Market Rents — Somerset County, MD HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$901
1BR
$907
2BR
$1,167
3BR
$1,586
4BR
$1,667
Hours/week at min wage
60 hrs
to afford the 2BR FMR @ $15.00/hr (MD)
YoY change (2BR)
-6.6%
$82 vs FY2025 · 5-yr +52.7%
Voucher payment standard
$1,050–$1,284
PHAs set HCV payment at 90–110% of the 2BR FMR

Somerset County, MD HUD Metro FMR Area

Non-Metropolitan area · MD · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $901 $10,812
1-Bedroom $907 $10,884
2-Bedroom $1,167 $14,004
3-Bedroom $1,586 $19,032
4-Bedroom $1,667 $20,004

Recent 2-Bedroom FMR Trend

FY2020 $740 → FY2026 $1,167
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $901 $907 $1,167 $1,586 $1,667
FY2025 $946 $952 $1,249 $1,613 $1,686
FY2024 $832 $837 $1,100 $1,458 $1,465
FY2023 $697 $701 $923 $1,235 $1,240
FY2022 $611 $648 $792 $1,070 $1,098
FY2021 $570 $666 $764 $1,093 $1,219
FY2020 $501 $647 $740 $1,030 $1,151

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $89,800

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $19,950 $22,800 $27,320 $33,000 $38,680 $44,360
50% AMI (Very Low) $33,250 $38,000 $42,750 $47,500 $51,300 $55,100
80% AMI (Low) $53,200 $60,800 $68,400 $76,000 $82,100 $88,200

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$14,004/yr
FMR as % of Area Median Income
15.6% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$46,680/yr
$3,890/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $785 $898 $1,010 $1,212 $1,302
60% AMI Maximum $942 $1,077 $1,212 $1,454 $1,562

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $901 $907 $1,167 $1,459 $1,459
Low HOME Rent $831 $950 $1,068 $1,187 $1,282

Compare Somerset County, MD HUD Metro FMR Area With Other MD Metros

vs. Baltimore-Columbia-Towson, MD MSA vs. California-Lexington Park, MD MSA vs. Calvert County, MD HUD Metro FMR Area vs. Cumberland, MD-WV MSA vs. Hagerstown, MD HUD Metro FMR Area

Counties in This FMR Area

Related Pages