FY2026 Fair Market Rents — Hagerstown, MD HUD Metro FMR Area
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$869
1BR
$961
2BR
$1,261
3BR
$1,700
4BR
$1,901
Hours/week at min wage
65 hrs
to afford the 2BR FMR @ $15.00/hr (MD)
YoY change (2BR)
+1.5%
+$19 vs FY2025 · 5-yr +44.3%
Voucher payment standard
$1,135–$1,387
PHAs set HCV payment at 90–110% of the 2BR FMR
Hagerstown, MD HUD Metro FMR Area
Non-Metropolitan area · MD · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $869 | $10,428 |
| 1-Bedroom | $961 | $11,532 |
| 2-Bedroom | $1,261 | $15,132 |
| 3-Bedroom | $1,700 | $20,400 |
| 4-Bedroom | $1,901 | $22,812 |
Recent 2-Bedroom FMR Trend
FY2020 $871 → FY2026 $1,261
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $869 | $961 | $1,261 | $1,700 | $1,901 |
| FY2025 | $852 | $947 | $1,242 | $1,711 | $1,902 |
| FY2024 | $830 | $932 | $1,225 | $1,713 | $1,889 |
| FY2023 | $709 | $818 | $1,060 | $1,506 | $1,678 |
| FY2022 | $646 | $757 | $972 | $1,381 | $1,637 |
| FY2021 | $577 | $683 | $874 | $1,251 | $1,513 |
| FY2020 | $568 | $676 | $871 | $1,238 | $1,529 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $105,100
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $21,650 | $24,750 | $27,850 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $36,050 | $41,200 | $46,350 | $51,500 | $55,650 | $59,750 |
| 80% AMI (Low) | $57,700 | $65,950 | $74,200 | $82,400 | $89,000 | $95,600 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$15,132/yr
FMR as % of Area Median Income
14.4% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$50,440/yr
$4,203/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $919 | $1,051 | $1,182 | $1,418 | $1,523 |
| 60% AMI Maximum | $1,103 | $1,261 | $1,418 | $1,702 | $1,828 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $869 | $961 | $1,261 | $1,700 | $1,707 |
| Low HOME Rent | $901 | $1,030 | $1,158 | $1,287 | $1,391 |
Compare Hagerstown, MD HUD Metro FMR Area With Other MD Metros
vs. Baltimore-Columbia-Towson, MD MSA
vs. California-Lexington Park, MD MSA
vs. Calvert County, MD HUD Metro FMR Area
vs. Cumberland, MD-WV MSA
vs. Hagerstown, MD HUD Metro FMR Area