FY2026 Fair Market Rents — Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$2,359
1BR
$2,476
2BR
$2,941
3BR
$3,526
4BR
$3,894
Hours/week at min wage
151 hrs
to afford the 2BR FMR @ $15.00/hr (MA)
YoY change (2BR)
+3.7%
+$104 vs FY2025 · 5-yr +25.9%
Voucher payment standard
$2,647–$3,235
PHAs set HCV payment at 90–110% of the 2BR FMR

Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area

Non-Metropolitan area · MA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $2,359 $28,308
1-Bedroom $2,476 $29,712
2-Bedroom $2,941 $35,292
3-Bedroom $3,526 $42,312
4-Bedroom $3,894 $46,728

Recent 2-Bedroom FMR Trend

FY2020 $2,311 → FY2026 $2,941
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $2,359 $2,476 $2,941 $3,526 $3,894
FY2025 $2,263 $2,394 $2,837 $3,418 $3,761
FY2024 $2,212 $2,377 $2,827 $3,418 $3,765
FY2023 $2,025 $2,198 $2,635 $3,207 $3,540
FY2022 $1,803 $1,986 $2,399 $2,966 $3,253
FY2021 $1,742 $1,924 $2,336 $2,906 $3,168
FY2020 $1,715 $1,900 $2,311 $2,880 $3,131

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $164,600

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $36,000 $41,150 $46,300 $51,400 $55,550 $59,650
50% AMI (Very Low) $60,000 $68,600 $77,150 $85,700 $92,600 $99,450
80% AMI (Low) $96,000 $109,700 $123,400 $137,100 $148,100 $159,050

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$35,292/yr
FMR as % of Area Median Income
21.4% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$117,640/yr
$9,803/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $1,440 $1,646 $1,851 $2,222 $2,386
60% AMI Maximum $1,728 $1,975 $2,222 $2,666 $2,864

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $2,359 $2,476 $2,674 $2,674 $2,674
Low HOME Rent $1,500 $1,715 $1,928 $2,142 $2,315

Compare Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area With Other MA Metros

vs. Amherst Town-Northampton, MA MSA vs. Barnstable Town, MA MSA vs. Berkshire County, MA (part) HUD Metro FMR Area vs. Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area vs. Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area

Counties in This FMR Area

Related Pages