What is the Fair Market Rent for a 2-bedroom in Gulfport-Biloxi, MS HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Gulfport-Biloxi, MS HUD Metro FMR Area is $1,140 per month for fiscal year 2026. The studio FMR is $786, 1-bedroom is $923, 3-bedroom is $1,471, and 4-bedroom is $1,612.

What income do you need to afford the FMR in Gulfport-Biloxi, MS HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $45,600 per year ($3,800 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,140 in Gulfport-Biloxi, MS HUD Metro FMR Area.

FY2026 Fair Market Rents — Gulfport-Biloxi, MS HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$786

1BR

$923

2BR

$1,140

3BR

$1,471

4BR

$1,612

Hours/week at min wage

121 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

National rank

#422

of 661 U.S. metros (top 65% most expensive)

YoY change (2BR)

+2.1%

+$23 vs FY2025 · 5-yr +40.7%

Voucher payment standard

$1,026–$1,254

PHAs set HCV payment at 90–110% of the 2BR FMR

Gulfport-Biloxi, MS HUD Metro FMR Area

Metropolitan area · MS · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$786	$9,432
1-Bedroom	$923	$11,076
2-Bedroom	$1,140	$13,680
3-Bedroom	$1,471	$17,652
4-Bedroom	$1,612	$19,344

Recent 2-Bedroom FMR Trend

FY2020 $846 → FY2026 $1,140

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$786	$923	$1,140	$1,471	$1,612
FY2025	$766	$896	$1,117	$1,446	$1,540
FY2024	$825	$923	$1,151	$1,525	$1,626
FY2023	$707	$780	$944	$1,283	$1,395
FY2022	$666	$735	$863	$1,198	$1,338
FY2021	$644	$701	$810	$1,130	$1,285
FY2020	$688	$732	$846	$1,169	$1,372

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $83,100

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$17,500	$21,640	$27,320	$33,000	$38,680	$44,360
50% AMI (Very Low)	$29,100	$33,250	$37,400	$41,550	$44,900	$48,200
80% AMI (Low)	$46,550	$53,200	$59,850	$66,500	$71,850	$77,150

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$13,680/yr

FMR as % of Area Median Income

16.5% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$45,600/yr

$3,800/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$727	$831	$934	$1,121	$1,204
60% AMI Maximum	$872	$997	$1,121	$1,346	$1,445

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$786	$923	$1,140	$1,350	$1,350
Low HOME Rent	$727	$831	$935	$1,038	$1,122

Compare Gulfport-Biloxi, MS HUD Metro FMR Area With Other MS Metros

vs. Benton County, MS HUD Metro FMR Area vs. Covington County, MS HUD Metro FMR Area vs. Hattiesburg, MS MSA vs. Holmes County, MS HUD Metro FMR Area vs. Jackson, MS HUD Metro FMR Area

Counties in This FMR Area

Hancock County Harrison County