What is the Fair Market Rent for a 2-bedroom in Stone County, MS HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Stone County, MS HUD Metro FMR Area is $969 per month for fiscal year 2026. The studio FMR is $734, 1-bedroom is $739, 3-bedroom is $1,162, and 4-bedroom is $1,432.

What income do you need to afford the FMR in Stone County, MS HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $38,760 per year ($3,230 per month) to afford the FY2026 2-bedroom Fair Market Rent of $969 in Stone County, MS HUD Metro FMR Area.

FY2026 Fair Market Rents — Stone County, MS HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$734

1BR

$739

2BR

$969

3BR

$1,162

4BR

$1,432

Hours/week at min wage

103 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

National rank

#589

of 661 U.S. metros (top 90% most expensive)

YoY change (2BR)

+1.1%

+$11 vs FY2025

Voucher payment standard

$872–$1,066

PHAs set HCV payment at 90–110% of the 2BR FMR

Stone County, MS HUD Metro FMR Area

Metropolitan area · MS · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$734	$8,808
1-Bedroom	$739	$8,868
2-Bedroom	$969	$11,628
3-Bedroom	$1,162	$13,944
4-Bedroom	$1,432	$17,184

Recent 2-Bedroom FMR Trend

FY2022 $705 → FY2026 $969

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$734	$739	$969	$1,162	$1,432
FY2025	$711	$730	$958	$1,154	$1,398
FY2024	$678	$706	$927	$1,165	$1,456
FY2023	$567	$582	$766	$1,088	$1,155
FY2022	$527	$607	$705	$1,001	$1,002

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $84,800

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$17,500	$21,640	$27,320	$33,000	$38,680	$44,360
50% AMI (Very Low)	$29,200	$33,350	$37,550	$41,700	$45,050	$48,400
80% AMI (Low)	$46,700	$53,400	$60,050	$66,700	$72,050	$77,400

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$11,628/yr

FMR as % of Area Median Income

13.7% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$38,760/yr

$3,230/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$741	$848	$954	$1,144	$1,229
60% AMI Maximum	$890	$1,017	$1,144	$1,373	$1,475

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$734	$739	$969	$1,162	$1,378
Low HOME Rent	$730	$833	$938	$1,042	$1,126

Compare Stone County, MS HUD Metro FMR Area With Other MS Metros

vs. Benton County, MS HUD Metro FMR Area vs. Covington County, MS HUD Metro FMR Area vs. Gulfport-Biloxi, MS HUD Metro FMR Area vs. Hattiesburg, MS MSA vs. Holmes County, MS HUD Metro FMR Area

Counties in This FMR Area

Stone County