FY2026 Fair Market Rents — Beltrami County, MN
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$870
1BR
$876
2BR
$1,135
3BR
$1,361
4BR
$1,715
Hours/week at min wage
79 hrs
to afford the 2BR FMR @ $11.13/hr (MN)
YoY change (2BR)
+3.9%
+$43 vs FY2025 · 5-yr +42.6%
Voucher payment standard
$1,022–$1,249
PHAs set HCV payment at 90–110% of the 2BR FMR
Beltrami County, MN
Non-Metropolitan area · MN · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $870 | $10,440 |
| 1-Bedroom | $876 | $10,512 |
| 2-Bedroom | $1,135 | $13,620 |
| 3-Bedroom | $1,361 | $16,332 |
| 4-Bedroom | $1,715 | $20,580 |
Recent 2-Bedroom FMR Trend
FY2020 $794 → FY2026 $1,135
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $870 | $876 | $1,135 | $1,361 | $1,715 |
| FY2025 | $802 | $832 | $1,092 | $1,316 | $1,549 |
| FY2024 | $820 | $851 | $1,118 | $1,352 | $1,576 |
| FY2023 | $702 | $798 | $1,050 | $1,278 | $1,522 |
| FY2022 | $605 | $692 | $910 | $1,137 | $1,314 |
| FY2021 | $525 | $604 | $796 | $1,035 | $1,114 |
| FY2020 | $518 | $603 | $794 | $1,047 | $1,076 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $95,800
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $20,600 | $23,550 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $34,300 | $39,200 | $44,100 | $49,000 | $52,950 | $56,850 |
| 80% AMI (Low) | $54,900 | $62,750 | $70,600 | $78,400 | $84,700 | $90,950 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$13,620/yr
FMR as % of Area Median Income
14.2% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$45,400/yr
$3,783/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $838 | $958 | $1,077 | $1,293 | $1,389 |
| 60% AMI Maximum | $1,005 | $1,149 | $1,293 | $1,551 | $1,666 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $870 | $876 | $1,135 | $1,361 | $1,556 |
| Low HOME Rent | $857 | $980 | $1,102 | $1,225 | $1,323 |
Compare Beltrami County, MN With Other MN Metros
vs. Duluth, MN-WI MSA
vs. Fargo, ND-MN MSA
vs. Fillmore County, MN HUD Metro FMR Area
vs. Grand Forks, ND-MN MSA
vs. La Crosse-Onalaska, WI-MN MSA