What is the Fair Market Rent for a 2-bedroom in Gulfport-Biloxi, MS HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Gulfport-Biloxi, MS HUD Metro FMR Area is $1,140 per month for fiscal year 2026. The studio FMR is $786, 1-bedroom is $923, 3-bedroom is $1,471, and 4-bedroom is $1,612.

What income do you need to afford the FMR in Gulfport-Biloxi, MS HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $45,600 per year ($3,800 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,140 in Gulfport-Biloxi, MS HUD Metro FMR Area.

FY2026 Fair Market Rents — Gulfport-Biloxi, MS HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$786

1BR

$923

2BR

$1,140

3BR

$1,471

4BR

$1,612

Hours/week at min wage

121 hrs

to afford the 2BR FMR @ $7.25/hr (federal)

YoY change (2BR)

+2.1%

+$23 vs FY2025 · 5-yr +40.7%

Voucher payment standard

$1,026–$1,254

PHAs set HCV payment at 90–110% of the 2BR FMR

Gulfport-Biloxi, MS HUD Metro FMR Area

Non-Metropolitan area · MS · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$786	$9,432
1-Bedroom	$923	$11,076
2-Bedroom	$1,140	$13,680
3-Bedroom	$1,471	$17,652
4-Bedroom	$1,612	$19,344

Recent 2-Bedroom FMR Trend

FY2020 $846 → FY2026 $1,140

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$786	$923	$1,140	$1,471	$1,612
FY2025	$766	$896	$1,117	$1,446	$1,540
FY2024	$825	$923	$1,151	$1,525	$1,626
FY2023	$707	$780	$944	$1,283	$1,395
FY2022	$666	$735	$863	$1,198	$1,338
FY2021	$644	$701	$810	$1,130	$1,285
FY2020	$688	$732	$846	$1,169	$1,372

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $83,100

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$17,500	$21,640	$27,320	$33,000	$38,680	$44,360
50% AMI (Very Low)	$29,100	$33,250	$37,400	$41,550	$44,900	$48,200
80% AMI (Low)	$46,550	$53,200	$59,850	$66,500	$71,850	$77,150

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$13,680/yr

FMR as % of Area Median Income

16.5% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$45,600/yr

$3,800/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$727	$831	$934	$1,121	$1,204
60% AMI Maximum	$872	$997	$1,121	$1,346	$1,445

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$786	$923	$1,140	$1,350	$1,350
Low HOME Rent	$727	$831	$935	$1,038	$1,122

Compare Gulfport-Biloxi, MS HUD Metro FMR Area With Other MS Metros

vs. Benton County, MS HUD Metro FMR Area vs. Covington County, MS HUD Metro FMR Area vs. Gulfport-Biloxi, MS HUD Metro FMR Area vs. Hattiesburg, MS MSA vs. Holmes County, MS HUD Metro FMR Area