FY2026 Fair Market Rents — Pontotoc County, MS
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$643
1BR
$850
2BR
$932
3BR
$1,142
4BR
$1,484
Hours/week at min wage
99 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
-6%
$59 vs FY2025 · 5-yr +36.3%
Voucher payment standard
$839–$1,025
PHAs set HCV payment at 90–110% of the 2BR FMR
Pontotoc County, MS
Non-Metropolitan area · MS · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $643 | $7,716 |
| 1-Bedroom | $850 | $10,200 |
| 2-Bedroom | $932 | $11,184 |
| 3-Bedroom | $1,142 | $13,704 |
| 4-Bedroom | $1,484 | $17,808 |
Recent 2-Bedroom FMR Trend
FY2020 $670 → FY2026 $932
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $643 | $850 | $932 | $1,142 | $1,484 |
| FY2025 | $680 | $895 | $991 | $1,194 | $1,504 |
| FY2024 | $624 | $820 | $921 | $1,158 | $1,400 |
| FY2023 | $542 | $678 | $766 | $1,003 | $1,224 |
| FY2022 | $499 | $586 | $705 | $913 | $1,107 |
| FY2021 | $474 | $519 | $684 | $871 | $995 |
| FY2020 | $502 | $509 | $670 | $845 | $908 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $71,900
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $15,960 | $21,640 | $27,320 | $33,000 | $38,680 | $41,800 |
| 50% AMI (Very Low) | $25,200 | $28,800 | $32,400 | $36,000 | $38,900 | $41,800 |
| 80% AMI (Low) | $40,350 | $46,100 | $51,850 | $57,600 | $62,250 | $66,850 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,184/yr
FMR as % of Area Median Income
15.6% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$37,280/yr
$3,107/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $629 | $719 | $808 | $970 | $1,042 |
| 60% AMI Maximum | $754 | $862 | $970 | $1,164 | $1,251 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $643 | $850 | $932 | $1,142 | $1,168 |
| Low HOME Rent | $630 | $720 | $810 | $900 | $972 |
Compare Pontotoc County, MS With Other MS Metros
vs. Benton County, MS HUD Metro FMR Area
vs. Covington County, MS HUD Metro FMR Area
vs. Gulfport-Biloxi, MS HUD Metro FMR Area
vs. Hattiesburg, MS MSA
vs. Holmes County, MS HUD Metro FMR Area