FY2026 Fair Market Rents — Stone County, MS
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$734
1BR
$739
2BR
$969
3BR
$1,162
4BR
$1,432
Hours/week at min wage
103 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
+1.1%
+$11 vs FY2025 · 5-yr +41.7%
Voucher payment standard
$872–$1,066
PHAs set HCV payment at 90–110% of the 2BR FMR
Stone County, MS
Non-Metropolitan area · MS · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $734 | $8,808 |
| 1-Bedroom | $739 | $8,868 |
| 2-Bedroom | $969 | $11,628 |
| 3-Bedroom | $1,162 | $13,944 |
| 4-Bedroom | $1,432 | $17,184 |
Recent 2-Bedroom FMR Trend
FY2020 $657 → FY2026 $969
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $734 | $739 | $969 | $1,162 | $1,432 |
| FY2025 | $711 | $730 | $958 | $1,154 | $1,398 |
| FY2024 | $678 | $706 | $927 | $1,165 | $1,456 |
| FY2023 | $567 | $582 | $766 | $1,088 | $1,155 |
| FY2022 | $527 | $607 | $705 | $1,001 | $1,002 |
| FY2021 | $535 | $536 | $684 | $936 | $940 |
| FY2020 | $492 | $520 | $657 | $897 | $900 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $84,800
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $17,500 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $29,200 | $33,350 | $37,550 | $41,700 | $45,050 | $48,400 |
| 80% AMI (Low) | $46,700 | $53,400 | $60,050 | $66,700 | $72,050 | $77,400 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,628/yr
FMR as % of Area Median Income
13.7% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$38,760/yr
$3,230/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $741 | $848 | $954 | $1,144 | $1,229 |
| 60% AMI Maximum | $890 | $1,017 | $1,144 | $1,373 | $1,475 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $734 | $739 | $969 | $1,162 | $1,378 |
| Low HOME Rent | $730 | $833 | $938 | $1,042 | $1,126 |
Compare Stone County, MS With Other MS Metros
vs. Benton County, MS HUD Metro FMR Area
vs. Covington County, MS HUD Metro FMR Area
vs. Gulfport-Biloxi, MS HUD Metro FMR Area
vs. Hattiesburg, MS MSA
vs. Holmes County, MS HUD Metro FMR Area