What is the Fair Market Rent for a 2-bedroom in St. Mary's County, MD HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in St. Mary's County, MD HUD Metro FMR Area is $1,833 per month for fiscal year 2026. The studio FMR is $1,394, 1-bedroom is $1,672, 3-bedroom is $2,264, and 4-bedroom is $2,889.

What income do you need to afford the FMR in St. Mary's County, MD HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $73,320 per year ($6,110 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,833 in St. Mary's County, MD HUD Metro FMR Area.

FY2026 Fair Market Rents — St. Mary's County, MD HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,394

1BR

$1,672

2BR

$1,833

3BR

$2,264

4BR

$2,889

Hours/week at min wage

95 hrs

to afford the 2BR FMR @ $15.00/hr (MD)

National rank

#87

of 661 U.S. metros (top 14% most expensive)

Voucher payment standard

$1,650–$2,016

PHAs set HCV payment at 90–110% of the 2BR FMR

St. Mary's County, MD HUD Metro FMR Area

Metropolitan area · MD · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,394	$16,728
1-Bedroom	$1,672	$20,064
2-Bedroom	$1,833	$21,996
3-Bedroom	$2,264	$27,168
4-Bedroom	$2,889	$34,668

FY2026 Income Limits

Area Median Income (AMI): $154,400

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$29,750	$34,000	$38,250	$42,500	$45,900	$49,300
50% AMI (Very Low)	$49,600	$56,650	$63,750	$70,800	$76,500	$82,150
80% AMI (Low)	$74,800	$85,450	$96,150	$106,800	$115,350	$123,900

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$21,996/yr

FMR as % of Area Median Income

14.2% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$73,320/yr

$6,110/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$1,351	$1,544	$1,737	$2,084	$2,238
60% AMI Maximum	$1,621	$1,852	$2,084	$2,501	$2,686

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,394	$1,672	$1,833	$2,264	$2,509
Low HOME Rent	$1,240	$1,416	$1,593	$1,770	$1,912

Compare St. Mary's County, MD HUD Metro FMR Area With Other MD Metros

vs. Baltimore-Columbia-Towson, MD MSA vs. California-Lexington Park, MD MSA vs. Calvert County, MD HUD Metro FMR Area vs. Cumberland, MD-WV MSA vs. Hagerstown, MD HUD Metro FMR Area

Counties in This FMR Area

St. Mary's County