FY2026 Fair Market Rents — Cibola County, NM
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$738
1BR
$823
2BR
$993
3BR
$1,223
4BR
$1,315
Hours/week at min wage
64 hrs
to afford the 2BR FMR @ $12.00/hr (NM)
YoY change (2BR)
+6.4%
+$60 vs FY2025 · 5-yr +32.9%
Voucher payment standard
$894–$1,092
PHAs set HCV payment at 90–110% of the 2BR FMR
Cibola County, NM
Non-Metropolitan area · NM · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $738 | $8,856 |
| 1-Bedroom | $823 | $9,876 |
| 2-Bedroom | $993 | $11,916 |
| 3-Bedroom | $1,223 | $14,676 |
| 4-Bedroom | $1,315 | $15,780 |
Recent 2-Bedroom FMR Trend
FY2020 $714 → FY2026 $993
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $738 | $823 | $993 | $1,223 | $1,315 |
| FY2025 | $678 | $783 | $933 | $1,171 | $1,237 |
| FY2024 | $629 | $700 | $880 | $1,065 | $1,172 |
| FY2023 | $643 | $644 | $817 | $994 | $1,098 |
| FY2022 | $593 | $597 | $726 | $897 | $985 |
| FY2021 | $640 | $655 | $747 | $942 | $1,013 |
| FY2020 | $609 | $627 | $714 | $938 | $1,004 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $62,600
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $15,960 | $21,640 | $27,320 | $33,000 | $38,680 | $42,300 |
| 50% AMI (Very Low) | $25,550 | $29,200 | $32,850 | $36,450 | $39,400 | $42,300 |
| 80% AMI (Low) | $40,850 | $46,650 | $52,500 | $58,300 | $63,000 | $67,650 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$11,916/yr
FMR as % of Area Median Income
19% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$39,720/yr
$3,310/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $547 | $626 | $704 | $845 | $907 |
| 60% AMI Maximum | $657 | $751 | $845 | $1,014 | $1,089 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $738 | $823 | $993 | $1,017 | $1,017 |
| Low HOME Rent | $638 | $730 | $821 | $911 | $985 |