FY2026 Fair Market Rents — Columbia County, NY
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,249
1BR
$1,263
2BR
$1,434
3BR
$1,730
4BR
$1,899
Hours/week at min wage
67 hrs
to afford the 2BR FMR @ $16.50/hr (NY)
YoY change (2BR)
+6.5%
+$87 vs FY2025 · 5-yr +39.5%
Voucher payment standard
$1,291–$1,577
PHAs set HCV payment at 90–110% of the 2BR FMR
Columbia County, NY
Non-Metropolitan area · NY · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,249 | $14,988 |
| 1-Bedroom | $1,263 | $15,156 |
| 2-Bedroom | $1,434 | $17,208 |
| 3-Bedroom | $1,730 | $20,760 |
| 4-Bedroom | $1,899 | $22,788 |
Recent 2-Bedroom FMR Trend
FY2020 $965 → FY2026 $1,434
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,249 | $1,263 | $1,434 | $1,730 | $1,899 |
| FY2025 | $1,171 | $1,180 | $1,347 | $1,623 | $1,786 |
| FY2024 | $1,032 | $1,042 | $1,190 | $1,439 | $1,585 |
| FY2023 | $913 | $952 | $1,107 | $1,392 | $1,487 |
| FY2022 | $790 | $860 | $1,012 | $1,302 | $1,372 |
| FY2021 | $761 | $855 | $1,028 | $1,360 | $1,394 |
| FY2020 | $704 | $786 | $965 | $1,299 | $1,333 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $116,800
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $24,550 | $28,050 | $31,550 | $35,050 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $40,900 | $46,750 | $52,600 | $58,400 | $63,100 | $67,750 |
| 80% AMI (Low) | $65,450 | $74,800 | $84,150 | $93,450 | $100,950 | $108,450 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$17,208/yr
FMR as % of Area Median Income
14.7% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$57,360/yr
$4,780/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $1,022 | $1,168 | $1,314 | $1,576 | $1,693 |
| 60% AMI Maximum | $1,226 | $1,401 | $1,576 | $1,892 | $2,032 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,249 | $1,263 | $1,434 | $1,730 | $1,898 |
| Low HOME Rent | $1,022 | $1,168 | $1,315 | $1,460 | $1,577 |
Compare Columbia County, NY With Other NY Metros
vs. Albany-Schenectady-Troy, NY MSA
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vs. Buffalo-Cheektowaga-Niagara Falls, NY MSA
vs. Elmira, NY MSA
vs. Glens Falls, NY MSA