FY2026 Fair Market Rents — Hamilton County, NY
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,075
1BR
$1,089
2BR
$1,429
3BR
$1,713
4BR
$1,892
Hours/week at min wage
67 hrs
to afford the 2BR FMR @ $16.50/hr (NY)
YoY change (2BR)
+7.5%
+$100 vs FY2025 · 5-yr +55%
Voucher payment standard
$1,286–$1,572
PHAs set HCV payment at 90–110% of the 2BR FMR
Hamilton County, NY
Non-Metropolitan area · NY · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,075 | $12,900 |
| 1-Bedroom | $1,089 | $13,068 |
| 2-Bedroom | $1,429 | $17,148 |
| 3-Bedroom | $1,713 | $20,556 |
| 4-Bedroom | $1,892 | $22,704 |
Recent 2-Bedroom FMR Trend
FY2020 $846 → FY2026 $1,429
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,075 | $1,089 | $1,429 | $1,713 | $1,892 |
| FY2025 | $1,006 | $1,013 | $1,329 | $1,601 | $1,762 |
| FY2024 | $862 | $868 | $1,140 | $1,378 | $1,594 |
| FY2023 | $765 | $770 | $1,013 | $1,233 | $1,434 |
| FY2022 | $677 | $682 | $897 | $1,109 | $1,275 |
| FY2021 | $695 | $700 | $922 | $1,147 | $1,317 |
| FY2020 | $638 | $642 | $846 | $1,098 | $1,211 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $94,200
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $19,800 | $22,600 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $33,000 | $37,700 | $42,400 | $47,100 | $50,900 | $54,650 |
| 80% AMI (Low) | $52,750 | $60,300 | $67,850 | $75,350 | $81,400 | $87,450 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$17,148/yr
FMR as % of Area Median Income
18.2% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$57,160/yr
$4,763/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $824 | $942 | $1,059 | $1,271 | $1,365 |
| 60% AMI Maximum | $989 | $1,130 | $1,271 | $1,526 | $1,639 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,075 | $1,089 | $1,429 | $1,530 | $1,530 |
| Low HOME Rent | $825 | $942 | $1,060 | $1,177 | $1,272 |
Compare Hamilton County, NY With Other NY Metros
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