FY2026 Fair Market Rents — Westchester County, NY Statutory Exception Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$2,529
1BR
$2,655
2BR
$2,910
3BR
$3,644
4BR
$3,959
Hours/week at min wage
136 hrs
to afford the 2BR FMR @ $16.50/hr (NY)
YoY change (2BR)
+4.7%
+$130 vs FY2025 · 5-yr +49.8%
Voucher payment standard
$2,619–$3,201
PHAs set HCV payment at 90–110% of the 2BR FMR

Westchester County, NY Statutory Exception Area

Non-Metropolitan area · NY · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $2,529 $30,348
1-Bedroom $2,655 $31,860
2-Bedroom $2,910 $34,920
3-Bedroom $3,644 $43,728
4-Bedroom $3,959 $47,508

Recent 2-Bedroom FMR Trend

FY2020 $1,975 → FY2026 $2,910
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $2,529 $2,655 $2,910 $3,644 $3,959
FY2025 $2,406 $2,511 $2,780 $3,465 $3,738
FY2024 $1,648 $1,934 $2,352 $2,885 $3,132
FY2023 $1,436 $1,669 $2,029 $2,515 $2,782
FY2022 $1,353 $1,566 $1,883 $2,377 $2,682
FY2021 $1,386 $1,619 $1,943 $2,484 $2,823
FY2020 $1,399 $1,641 $1,975 $2,543 $2,855

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $164,200

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $35,650 $40,750 $45,850 $50,900 $55,000 $59,050
50% AMI (Very Low) $59,400 $67,850 $76,350 $84,800 $91,600 $98,400
80% AMI (Low) $88,100 $100,700 $113,300 $125,850 $135,950 $146,000

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$34,920/yr
FMR as % of Area Median Income
21.3% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$116,400/yr
$9,700/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $1,436 $1,642 $1,847 $2,216 $2,380
60% AMI Maximum $1,724 $1,970 $2,216 $2,660 $2,857

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $2,529 $2,655 $2,668 $2,668 $2,668
Low HOME Rent $1,485 $1,696 $1,908 $2,120 $2,290

Compare Westchester County, NY Statutory Exception Area With Other NY Metros

vs. Albany-Schenectady-Troy, NY MSA vs. Binghamton, NY MSA vs. Buffalo-Cheektowaga-Niagara Falls, NY MSA vs. Elmira, NY MSA vs. Glens Falls, NY MSA

Counties in This FMR Area

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