What is the Fair Market Rent for a 2-bedroom in Cincinnati, OH-KY-IN HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Cincinnati, OH-KY-IN HUD Metro FMR Area is $1,353 per month for fiscal year 2026. The studio FMR is $958, 1-bedroom is $1,051, 3-bedroom is $1,785, and 4-bedroom is $1,976.

What income do you need to afford the FMR in Cincinnati, OH-KY-IN HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $54,120 per year ($4,510 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,353 in Cincinnati, OH-KY-IN HUD Metro FMR Area.

FY2026 Fair Market Rents — Cincinnati, OH-KY-IN HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$958

1BR

$1,051

2BR

$1,353

3BR

$1,785

4BR

$1,976

Hours/week at min wage

98 hrs

to afford the 2BR FMR @ $10.70/hr (OH)

YoY change (2BR)

+5.1%

+$66 vs FY2025 · 5-yr +47.7%

Voucher payment standard

$1,218–$1,488

PHAs set HCV payment at 90–110% of the 2BR FMR

Cincinnati, OH-KY-IN HUD Metro FMR Area

Non-Metropolitan area · OH · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$958	$11,496
1-Bedroom	$1,051	$12,612
2-Bedroom	$1,353	$16,236
3-Bedroom	$1,785	$21,420
4-Bedroom	$1,976	$23,712

Recent 2-Bedroom FMR Trend

FY2020 $865 → FY2026 $1,353

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$958	$1,051	$1,353	$1,785	$1,976
FY2025	$883	$993	$1,287	$1,707	$1,885
FY2024	$810	$919	$1,195	$1,588	$1,766
FY2023	$731	$839	$1,093	$1,464	$1,645
FY2022	$643	$742	$968	$1,302	$1,483
FY2021	$604	$698	$916	$1,244	$1,425
FY2020	$568	$658	$865	$1,185	$1,362

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $109,900

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$23,100	$26,400	$29,700	$33,000	$38,680	$44,360
50% AMI (Very Low)	$38,500	$44,000	$49,500	$54,950	$59,350	$63,750
80% AMI (Low)	$61,550	$70,350	$79,150	$87,900	$94,950	$102,000

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$16,236/yr

FMR as % of Area Median Income

14.8% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$54,120/yr

$4,510/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$961	$1,099	$1,236	$1,483	$1,593
60% AMI Maximum	$1,153	$1,318	$1,483	$1,780	$1,912

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$958	$1,051	$1,353	$1,785	$1,785
Low HOME Rent	$962	$1,100	$1,237	$1,373	$1,483

Compare Cincinnati, OH-KY-IN HUD Metro FMR Area With Other OH Metros

vs. Akron, OH MSA vs. Ashtabula County, OH HUD Metro FMR Area vs. Brown County, OH HUD Metro FMR Area vs. Canton-Massillon, OH MSA vs. Cleveland, OH HUD Metro FMR Area