What is the Fair Market Rent for a 2-bedroom in Dayton, OH MSA?

The HUD Fair Market Rent for a 2-bedroom unit in Dayton, OH MSA is $1,273 per month for fiscal year 2026. The studio FMR is $928, 1-bedroom is $1,009, 3-bedroom is $1,651, and 4-bedroom is $1,817.

What income do you need to afford the FMR in Dayton, OH MSA?

Using the standard 30%-of-income affordability rule, a household would need to earn about $50,920 per year ($4,243 per month) to afford the FY2026 2-bedroom Fair Market Rent of $1,273 in Dayton, OH MSA.

FY2026 Fair Market Rents — Dayton, OH MSA

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$928

1BR

$1,009

2BR

$1,273

3BR

$1,651

4BR

$1,817

Hours/week at min wage

92 hrs

to afford the 2BR FMR @ $10.70/hr (OH)

YoY change (2BR)

+18.2%

+$196 vs FY2025 · 5-yr +52.3%

Voucher payment standard

$1,146–$1,400

PHAs set HCV payment at 90–110% of the 2BR FMR

Dayton, OH MSA

Non-Metropolitan area · OH · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$928	$11,136
1-Bedroom	$1,009	$12,108
2-Bedroom	$1,273	$15,276
3-Bedroom	$1,651	$19,812
4-Bedroom	$1,817	$21,804

Recent 2-Bedroom FMR Trend

FY2020 $777 → FY2026 $1,273

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$928	$1,009	$1,273	$1,651	$1,817
FY2025	$780	$845	$1,077	$1,390	$1,537
FY2024	$743	$800	$1,023	$1,330	$1,459
FY2023	$684	$757	$969	$1,271	$1,385
FY2022	$606	$680	$872	$1,164	$1,248
FY2021	$563	$647	$836	$1,122	$1,214
FY2020	$523	$596	$777	$1,045	$1,143

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $103,000

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$21,650	$24,750	$27,850	$33,000	$38,680	$44,360
50% AMI (Very Low)	$36,050	$41,200	$46,350	$51,500	$55,650	$59,750
80% AMI (Low)	$57,700	$65,950	$74,200	$82,400	$89,000	$95,600

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$15,276/yr

FMR as % of Area Median Income

14.8% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$50,920/yr

$4,243/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$901	$1,030	$1,158	$1,390	$1,493
60% AMI Maximum	$1,081	$1,236	$1,390	$1,668	$1,792

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$928	$1,009	$1,273	$1,651	$1,673
Low HOME Rent	$901	$1,030	$1,158	$1,287	$1,391

Small Area FMRs by ZIP Code

This metro publishes ZIP-level Small Area Fair Market Rents. Metro-wide 2BR FMR: $1,273. About SAFMRs →

Highest-cost ZIPs (2BR SAFMR)

45066	$1,970
45433	$1,800
45361	$1,740
45434	$1,710
45301	$1,680

Lowest-cost ZIPs (2BR SAFMR)

45169	$970
45326	$970
45359	$970
45368	$970
43128	$980

All 87 ZIP codes in this area

43128 45005 45042 45066 45068 45169 45301 45304 45305 45307 45308 45309 45312 45314 45315 45316 45317 45318 45322 45324 45325 45326 45327 45335 45337 45338 45339 45342 45343 45344 45345 45354 45356 45359 45361 45365 45368 45370 45371 45373 45374 45377 45378 45381 45383 45384 45385 45387 45401 45402 45403 45404 45405 45406 45409 45410 45413 45414 45415 45416 45417 45419 45420 45422 45423 45424 45426 45428 45429 45430 45431 45432 45433 45434 45435 45437 45439 45440 45441 45449 45458 45459 45469 45470 45475 45481 45490

Compare Dayton, OH MSA With Other OH Metros

vs. Akron, OH MSA vs. Ashtabula County, OH HUD Metro FMR Area vs. Brown County, OH HUD Metro FMR Area vs. Canton-Massillon, OH MSA vs. Cleveland, OH HUD Metro FMR Area