What is the Fair Market Rent for a 2-bedroom in Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area is $2,255 per month for fiscal year 2026. The studio FMR is $1,748, 1-bedroom is $1,832, 3-bedroom is $3,002, and 4-bedroom is $3,460.

What income do you need to afford the FMR in Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $90,200 per year ($7,517 per month) to afford the FY2026 2-bedroom Fair Market Rent of $2,255 in Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area.

FY2026 Fair Market Rents — Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$1,748

1BR

$1,832

2BR

$2,255

3BR

$3,002

4BR

$3,460

Hours/week at min wage

106 hrs

to afford the 2BR FMR @ $16.50/hr (CA)

National rank

#35

of 661 U.S. metros (top 6% most expensive)

YoY change (2BR)

+2.2%

+$49 vs FY2025 · 5-yr +50.8%

Voucher payment standard

$2,030–$2,481

PHAs set HCV payment at 90–110% of the 2BR FMR

Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area

Metropolitan area · CA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$1,748	$20,976
1-Bedroom	$1,832	$21,984
2-Bedroom	$2,255	$27,060
3-Bedroom	$3,002	$36,024
4-Bedroom	$3,460	$41,520

Recent 2-Bedroom FMR Trend

FY2020 $1,349 → FY2026 $2,255

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$1,748	$1,832	$2,255	$3,002	$3,460
FY2025	$1,679	$1,777	$2,206	$2,992	$3,455
FY2024	$1,543	$1,666	$2,072	$2,884	$3,321
FY2023	$1,277	$1,400	$1,756	$2,496	$2,907
FY2022	$1,108	$1,228	$1,543	$2,192	$2,625
FY2021	$1,060	$1,188	$1,495	$2,140	$2,588
FY2020	$952	$1,072	$1,349	$1,946	$2,368

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $124,000

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$27,600	$31,550	$35,500	$39,400	$42,600	$45,750
50% AMI (Very Low)	$46,000	$52,600	$59,150	$65,700	$71,000	$76,250
80% AMI (Low)	$73,600	$84,100	$94,600	$105,100	$113,550	$121,950

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$27,060/yr

FMR as % of Area Median Income

21.8% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$90,200/yr

$7,517/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$1,085	$1,240	$1,395	$1,674	$1,798
60% AMI Maximum	$1,302	$1,488	$1,674	$2,008	$2,157

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$1,748	$1,832	$2,015	$2,015	$2,015
Low HOME Rent	$1,150	$1,315	$1,478	$1,642	$1,775

Compare Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area With Other CA Metros

vs. Bakersfield, CA MSA vs. Chico, CA MSA vs. El Centro, CA MSA vs. Fresno, CA MSA vs. Hanford-Corcoran, CA MSA

Counties in This FMR Area

El Dorado County Placer County Sacramento County