What is the Fair Market Rent for a 2-bedroom in Macoupin County, IL HUD Metro FMR Area?

The HUD Fair Market Rent for a 2-bedroom unit in Macoupin County, IL HUD Metro FMR Area is $916 per month for fiscal year 2026. The studio FMR is $694, 1-bedroom is $698, 3-bedroom is $1,145, and 4-bedroom is $1,423.

What income do you need to afford the FMR in Macoupin County, IL HUD Metro FMR Area?

Using the standard 30%-of-income affordability rule, a household would need to earn about $36,640 per year ($3,053 per month) to afford the FY2026 2-bedroom Fair Market Rent of $916 in Macoupin County, IL HUD Metro FMR Area.

FY2026 Fair Market Rents — Macoupin County, IL HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio

$694

1BR

$698

2BR

$916

3BR

$1,145

4BR

$1,423

Hours/week at min wage

47 hrs

to afford the 2BR FMR @ $15.00/hr (IL)

National rank

#626

of 661 U.S. metros (top 96% most expensive)

YoY change (2BR)

-0.4%

$4 vs FY2025 · 5-yr +28.8%

Voucher payment standard

$824–$1,008

PHAs set HCV payment at 90–110% of the 2BR FMR

Macoupin County, IL HUD Metro FMR Area

Metropolitan area · IL · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size	Monthly FMR	Annual Equivalent
Efficiency (Studio)	$694	$8,328
1-Bedroom	$698	$8,376
2-Bedroom	$916	$10,992
3-Bedroom	$1,145	$13,740
4-Bedroom	$1,423	$17,076

Recent 2-Bedroom FMR Trend

FY2020 $698 → FY2026 $916

Fiscal Year	Studio	1BR	2BR	3BR	4BR
FY2026	$694	$698	$916	$1,145	$1,423
FY2025	$697	$701	$920	$1,180	$1,417
FY2024	$712	$717	$942	$1,235	$1,428
FY2023	$584	$588	$774	$1,029	$1,147
FY2022	$555	$559	$735	$985	$1,116
FY2021	$536	$539	$711	$950	$1,096
FY2020	$526	$530	$698	$948	$1,010

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $96,200

AMI Level	1p	2p	3p	4p	5p	6p
30% AMI (Extremely Low)	$20,200	$23,100	$27,320	$33,000	$38,680	$44,360
50% AMI (Very Low)	$33,700	$38,500	$43,300	$48,100	$51,950	$55,800
80% AMI (Low)	$53,900	$61,600	$69,300	$76,950	$83,150	$89,300

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR

$10,992/yr

FMR as % of Area Median Income

11.4% of AMI

Under 30% — affordable at median income

Income Needed (30% rule, 2BR)

$36,640/yr

$3,053/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band	Studio	1BR	2BR	3BR	4BR
50% AMI Maximum	$841	$962	$1,082	$1,298	$1,394
60% AMI Maximum	$1,010	$1,154	$1,298	$1,558	$1,673

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type	Studio	1BR	2BR	3BR	4BR
High HOME Rent	$694	$698	$916	$1,145	$1,423
Low HOME Rent	$842	$962	$1,082	$1,202	$1,298

Compare Macoupin County, IL HUD Metro FMR Area With Other IL Metros

vs. Bloomington, IL HUD Metro FMR Area vs. Bloomington, IL MSA vs. Bond County, IL HUD Metro FMR Area vs. Cape Girardeau, MO-IL MSA vs. Champaign-Urbana, IL MSA

Counties in This FMR Area

Macoupin County