FY2026 Fair Market Rents — San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area

The HUD-published Fair Market Rents for FY2026 in this area are:

Studio
$2,621
1BR
$2,982
2BR
$3,483
3BR
$4,602
4BR
$5,010
Hours/week at min wage
163 hrs
to afford the 2BR FMR @ $16.50/hr (CA)
National rank
#3
of 661 U.S. metros (top 1% most expensive)
YoY change (2BR)
+1.1%
+$37 vs FY2025 · 5-yr +14.2%
Voucher payment standard
$3,135–$3,831
PHAs set HCV payment at 90–110% of the 2BR FMR

San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area

Metropolitan area · CA · View full history · Income limits · LIHTC rents

FY2026 Fair Market Rents

Bedroom Size Monthly FMR Annual Equivalent
Efficiency (Studio) $2,621 $31,452
1-Bedroom $2,982 $35,784
2-Bedroom $3,483 $41,796
3-Bedroom $4,602 $55,224
4-Bedroom $5,010 $60,120

Recent 2-Bedroom FMR Trend

FY2020 $2,970 → FY2026 $3,483
Fiscal Year Studio 1BR 2BR 3BR 4BR
FY2026 $2,621 $2,982 $3,483 $4,602 $5,010
FY2025 $2,608 $2,975 $3,446 $4,477 $4,878
FY2024 $2,383 $2,694 $3,132 $4,011 $4,425
FY2023 $2,223 $2,513 $2,941 $3,750 $4,202
FY2022 $2,145 $2,418 $2,868 $3,687 $4,213
FY2021 $2,228 $2,558 $3,051 $3,984 $4,593
FY2020 $2,103 $2,458 $2,970 $3,943 $4,525

View full FMR history back to FY2000 →

FY2026 Income Limits

Area Median Income (AMI): $205,500

AMI Level 1p 2p 3p 4p 5p 6p
30% AMI (Extremely Low) $43,200 $49,350 $55,500 $61,650 $66,600 $71,550
50% AMI (Very Low) $71,950 $82,200 $92,500 $102,750 $111,000 $119,200
80% AMI (Low) $113,700 $129,950 $146,200 $162,400 $175,400 $188,400

Full income limits table (all 8 household sizes) →

Affordability Snapshot

2BR Annual FMR
$41,796/yr
FMR as % of Area Median Income
20.3% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$139,320/yr
$11,610/mo gross income

FY2026 LIHTC Maximum Rents

Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →

AMI Band Studio 1BR 2BR 3BR 4BR
50% AMI Maximum $1,798 $2,055 $2,311 $2,774 $2,979
60% AMI Maximum $2,157 $2,466 $2,774 $3,329 $3,575

FY2026 HOME Program Rent Limits

Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →

Limit Type Studio 1BR 2BR 3BR 4BR
High HOME Rent $2,621 $2,982 $3,339 $3,339 $3,339
Low HOME Rent $1,798 $2,055 $2,312 $2,568 $2,775

Compare San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area With Other CA Metros

vs. Bakersfield, CA MSA vs. Chico, CA MSA vs. El Centro, CA MSA vs. Fresno, CA MSA vs. Hanford-Corcoran, CA MSA

Counties in This FMR Area

Santa Clara County

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