FY2026 Fair Market Rents — Toledo, OH MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$769
1BR
$820
2BR
$1,076
3BR
$1,380
4BR
$1,454
Hours/week at min wage
78 hrs
to afford the 2BR FMR @ $10.70/hr (OH)
National rank
#488
of 661 U.S. metros (top 75% most expensive)
YoY change (2BR)
+1.9%
+$20 vs FY2025 · 5-yr +35.7%
Voucher payment standard
$968–$1,184
PHAs set HCV payment at 90–110% of the 2BR FMR
Toledo, OH MSA
Metropolitan area · OH · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $769 | $9,228 |
| 1-Bedroom | $820 | $9,840 |
| 2-Bedroom | $1,076 | $12,912 |
| 3-Bedroom | $1,380 | $16,560 |
| 4-Bedroom | $1,454 | $17,448 |
Recent 2-Bedroom FMR Trend
FY2020 $767 → FY2026 $1,076
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $769 | $820 | $1,076 | $1,380 | $1,454 |
| FY2025 | $745 | $805 | $1,056 | $1,371 | $1,440 |
| FY2024 | $691 | $753 | $986 | $1,307 | $1,378 |
| FY2023 | $637 | $698 | $906 | $1,218 | $1,310 |
| FY2022 | $553 | $623 | $806 | $1,094 | $1,193 |
| FY2021 | $535 | $613 | $793 | $1,077 | $1,179 |
| FY2020 | $505 | $592 | $767 | $1,044 | $1,150 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $95,400
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $20,050 | $22,900 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $33,400 | $38,200 | $42,950 | $47,700 | $51,550 | $55,350 |
| 80% AMI (Low) | $53,450 | $61,050 | $68,700 | $76,300 | $82,450 | $88,550 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$12,912/yr
FMR as % of Area Median Income
13.5% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$43,040/yr
$3,587/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $834 | $954 | $1,073 | $1,287 | $1,383 |
| 60% AMI Maximum | $1,001 | $1,144 | $1,287 | $1,545 | $1,659 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $769 | $820 | $1,076 | $1,380 | $1,454 |
| Low HOME Rent | $835 | $955 | $1,073 | $1,192 | $1,288 |
Compare Toledo, OH MSA With Other OH Metros
vs. Akron, OH MSA
vs. Ashtabula County, OH HUD Metro FMR Area
vs. Brown County, OH HUD Metro FMR Area
vs. Canton-Massillon, OH MSA
vs. Cleveland, OH HUD Metro FMR Area