FY2026 Fair Market Rents — Utica-Rome, NY MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$899
1BR
$926
2BR
$1,172
3BR
$1,405
4BR
$1,623
Hours/week at min wage
55 hrs
to afford the 2BR FMR @ $16.50/hr (NY)
National rank
#393
of 661 U.S. metros (top 60% most expensive)
YoY change (2BR)
+1.1%
+$13 vs FY2025 · 5-yr +47.2%
Voucher payment standard
$1,055–$1,289
PHAs set HCV payment at 90–110% of the 2BR FMR
Utica-Rome, NY MSA
Metropolitan area · NY · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $899 | $10,788 |
| 1-Bedroom | $926 | $11,112 |
| 2-Bedroom | $1,172 | $14,064 |
| 3-Bedroom | $1,405 | $16,860 |
| 4-Bedroom | $1,623 | $19,476 |
Recent 2-Bedroom FMR Trend
FY2020 $790 → FY2026 $1,172
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $899 | $926 | $1,172 | $1,405 | $1,623 |
| FY2025 | $922 | $928 | $1,159 | $1,396 | $1,651 |
| FY2024 | $785 | $790 | $992 | $1,199 | $1,410 |
| FY2023 | $755 | $759 | $955 | $1,162 | $1,376 |
| FY2022 | $676 | $680 | $863 | $1,067 | $1,238 |
| FY2021 | $587 | $625 | $796 | $990 | $1,140 |
| FY2020 | $563 | $613 | $790 | $984 | $1,096 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $98,500
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $20,550 | $23,500 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $34,250 | $39,150 | $44,050 | $48,950 | $52,900 | $56,800 |
| 80% AMI (Low) | $54,800 | $62,650 | $70,500 | $78,300 | $84,550 | $90,850 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$14,064/yr
FMR as % of Area Median Income
14.3% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$46,880/yr
$3,907/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $861 | $985 | $1,108 | $1,329 | $1,428 |
| 60% AMI Maximum | $1,034 | $1,182 | $1,329 | $1,595 | $1,713 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $899 | $926 | $1,172 | $1,405 | $1,600 |
| Low HOME Rent | $856 | $978 | $1,101 | $1,223 | $1,322 |
Compare Utica-Rome, NY MSA With Other NY Metros
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