FY2026 Fair Market Rents — Duluth, MN-WI MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$849
1BR
$978
2BR
$1,232
3BR
$1,689
4BR
$2,067
Hours/week at min wage
131 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
+8.1%
+$92 vs FY2025 · 5-yr +39.4%
Voucher payment standard
$1,109–$1,355
PHAs set HCV payment at 90–110% of the 2BR FMR
Duluth, MN-WI MSA
Non-Metropolitan area · WI · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $849 | $10,188 |
| 1-Bedroom | $978 | $11,736 |
| 2-Bedroom | $1,232 | $14,784 |
| 3-Bedroom | $1,689 | $20,268 |
| 4-Bedroom | $2,067 | $24,804 |
Recent 2-Bedroom FMR Trend
FY2020 $816 → FY2026 $1,232
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $849 | $978 | $1,232 | $1,689 | $2,067 |
| FY2025 | $782 | $896 | $1,140 | $1,538 | $1,914 |
| FY2024 | $762 | $868 | $1,113 | $1,485 | $1,889 |
| FY2023 | $780 | $838 | $1,087 | $1,435 | $1,789 |
| FY2022 | $692 | $715 | $936 | $1,221 | $1,515 |
| FY2021 | $654 | $671 | $884 | $1,141 | $1,394 |
| FY2020 | $601 | $622 | $816 | $1,052 | $1,279 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $101,100
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $21,250 | $24,300 | $27,350 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $35,400 | $40,450 | $45,500 | $50,550 | $54,600 | $58,650 |
| 80% AMI (Low) | $56,650 | $64,750 | $72,850 | $80,900 | $87,400 | $93,850 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$14,784/yr
FMR as % of Area Median Income
14.6% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$49,280/yr
$4,107/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $884 | $1,011 | $1,137 | $1,364 | $1,465 |
| 60% AMI Maximum | $1,061 | $1,213 | $1,364 | $1,637 | $1,759 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $849 | $978 | $1,232 | $1,642 | $1,642 |
| Low HOME Rent | $885 | $1,011 | $1,137 | $1,263 | $1,365 |
Compare Duluth, MN-WI MSA With Other WI Metros
vs. Appleton, WI MSA
vs. Columbia County, WI HUD Metro FMR Area
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vs. Fond du Lac, WI MSA
vs. Green Bay, WI HUD Metro FMR Area