FY2026 Fair Market Rents — St. Croix Island, VI
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,002
1BR
$1,023
2BR
$1,249
3BR
$1,504
4BR
$1,656
Hours/week at min wage
133 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
YoY change (2BR)
-9.9%
$138 vs FY2025 · 5-yr +20.1%
Voucher payment standard
$1,124–$1,374
PHAs set HCV payment at 90–110% of the 2BR FMR
St. Croix Island, VI
Non-Metropolitan area · VI · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,002 | $12,024 |
| 1-Bedroom | $1,023 | $12,276 |
| 2-Bedroom | $1,249 | $14,988 |
| 3-Bedroom | $1,504 | $18,048 |
| 4-Bedroom | $1,656 | $19,872 |
Recent 2-Bedroom FMR Trend
FY2020 $995 → FY2026 $1,249
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,002 | $1,023 | $1,249 | $1,504 | $1,656 |
| FY2025 | $1,113 | $1,136 | $1,387 | $1,671 | $1,839 |
| FY2024 | $1,084 | $1,106 | $1,351 | $1,634 | $1,799 |
| FY2023 | $935 | $954 | $1,165 | $1,418 | $1,565 |
| FY2022 | $868 | $886 | $1,082 | $1,338 | $1,467 |
| FY2021 | $835 | $852 | $1,040 | $1,294 | $1,410 |
| FY2020 | $799 | $815 | $995 | $1,240 | $1,348 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $66,600
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $16,150 | $18,450 | $20,750 | $23,050 | $24,900 | $26,750 |
| 50% AMI (Very Low) | $26,900 | $30,750 | $34,600 | $38,400 | $41,500 | $44,600 |
| 80% AMI (Low) | $43,050 | $49,200 | $55,350 | $61,450 | $66,400 | $71,300 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$14,988/yr
FMR as % of Area Median Income
22.5% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$49,960/yr
$4,163/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $582 | $666 | $749 | $899 | $965 |
| 60% AMI Maximum | $699 | $799 | $899 | $1,078 | $1,158 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,002 | $1,023 | $1,082 | $1,082 | $1,082 |
| Low HOME Rent | $672 | $768 | $865 | $960 | $1,037 |