Compare Fair Market Rents — FY2026
| Bedroom | Charlevoix County, MI | Bay City, MI MSA |
|---|---|---|
| Studio | $736 | $809 |
| 1-Bedroom | $800 | $814 |
| 2-Bedroom | $1,039 | $1,030 |
| 3-Bedroom | $1,445 | $1,399 |
| 4-Bedroom | $1,622 | $1,518 |
Income Limits & Affordability
| Metric | Charlevoix County, MI | Bay City, MI MSA |
|---|---|---|
| Area Median Income (4p) | $97,400 | $89,900 |
| 50% AMI Limit (4p) | $48,700 | $44,950 |
| Income needed for 2BR FMR (30% rule) | $41,560 | $41,200 |