Compare Fair Market Rents — FY2026
| Bedroom | Oceana County, MI | Bay City, MI MSA |
|---|---|---|
| Studio | $689 | $809 |
| 1-Bedroom | $742 | $814 |
| 2-Bedroom | $973 | $1,030 |
| 3-Bedroom | $1,200 | $1,399 |
| 4-Bedroom | $1,550 | $1,518 |
Income Limits & Affordability
| Metric | Oceana County, MI | Bay City, MI MSA |
|---|---|---|
| Area Median Income (4p) | $78,100 | $89,900 |
| 50% AMI Limit (4p) | $41,800 | $44,950 |
| Income needed for 2BR FMR (30% rule) | $38,920 | $41,200 |