Compare Fair Market Rents — FY2026
| Bedroom | Otsego County, MI | Bay City, MI MSA |
|---|---|---|
| Studio | $852 | $809 |
| 1-Bedroom | $858 | $814 |
| 2-Bedroom | $1,100 | $1,030 |
| 3-Bedroom | $1,445 | $1,399 |
| 4-Bedroom | $1,560 | $1,518 |
Income Limits & Affordability
| Metric | Otsego County, MI | Bay City, MI MSA |
|---|---|---|
| Area Median Income (4p) | $90,600 | $89,900 |
| 50% AMI Limit (4p) | $45,300 | $44,950 |
| Income needed for 2BR FMR (30% rule) | $44,000 | $41,200 |