Compare Fair Market Rents — FY2026
| Bedroom | St. Joseph County, MI | Bay City, MI MSA |
|---|---|---|
| Studio | $721 | $809 |
| 1-Bedroom | $777 | $814 |
| 2-Bedroom | $1,019 | $1,030 |
| 3-Bedroom | $1,380 | $1,399 |
| 4-Bedroom | $1,480 | $1,518 |
Income Limits & Affordability
| Metric | St. Joseph County, MI | Bay City, MI MSA |
|---|---|---|
| Area Median Income (4p) | $85,900 | $89,900 |
| 50% AMI Limit (4p) | $42,950 | $44,950 |
| Income needed for 2BR FMR (30% rule) | $40,760 | $41,200 |