FY2026 Fair Market Rents — Cumberland County
Studio
$632
1BR
$717
2BR
$916
3BR
$1,098
4BR
$1,537
Cumberland County, Illinois
FIPS 17035 · County-level FMR and income limit data
FMR Area: Cumberland County, IL
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $632 | $7,584 |
| 1-Bedroom | $717 | $8,604 |
| 2-Bedroom | $916 | $10,992 |
| 3-Bedroom | $1,098 | $13,176 |
| 4-Bedroom | $1,537 | $18,444 |
To afford the FY2026 2-bedroom FMR of $916/mo under the 30%-of-income rule, a household needs about
$36,640/yr ($3,053/mo). Area Median Income is $101,100.
At IL's state minimum wage of $15.00/hr, a worker would need to work 47 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $632 | $717 | $916 | $1,098 | $1,537 |
| FY2025 | $597 | $665 | $870 | $1,048 | $1,308 |
| FY2024 | $553 | $614 | $807 | $976 | $1,075 |
| FY2023 | $531 | $588 | $774 | $942 | $1,040 |
| FY2022 | $503 | $559 | $735 | $909 | $997 |
| FY2021 | $476 | $531 | $700 | $871 | $1,068 |
| FY2020 | $474 | $530 | $698 | $870 | $1,109 |
FY2026 Income Limits
Area Median Income: $101,100
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $21,250 | $24,300 | $27,350 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $35,400 | $40,450 | $45,500 | $50,550 | $54,600 | $58,650 |
| 80% AMI | $56,650 | $64,750 | $72,850 | $80,900 | $87,400 | $93,850 |