FY2026 Fair Market Rents — Effingham County
Studio
$745
1BR
$754
2BR
$916
3BR
$1,208
4BR
$1,385
Effingham County, Illinois
FIPS 17049 · County-level FMR and income limit data
FMR Area: Effingham County, IL
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $745 | $8,940 |
| 1-Bedroom | $754 | $9,048 |
| 2-Bedroom | $916 | $10,992 |
| 3-Bedroom | $1,208 | $14,496 |
| 4-Bedroom | $1,385 | $16,620 |
To afford the FY2026 2-bedroom FMR of $916/mo under the 30%-of-income rule, a household needs about
$36,640/yr ($3,053/mo). Area Median Income is $104,900.
At IL's state minimum wage of $15.00/hr, a worker would need to work 47 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $745 | $754 | $916 | $1,208 | $1,385 |
| FY2025 | $674 | $679 | $870 | $1,160 | $1,272 |
| FY2024 | $625 | $629 | $807 | $1,125 | $1,173 |
| FY2023 | $599 | $603 | $774 | $1,100 | $1,152 |
| FY2022 | $577 | $580 | $735 | $1,044 | $1,116 |
| FY2021 | $538 | $541 | $700 | $1,002 | $1,095 |
| FY2020 | $534 | $537 | $698 | $1,007 | $1,107 |
FY2026 Income Limits
Area Median Income: $104,900
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $22,050 | $25,200 | $28,350 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $36,750 | $42,000 | $47,250 | $52,450 | $56,650 | $60,850 |
| 80% AMI | $58,750 | $67,150 | $75,550 | $83,900 | $90,650 | $97,350 |