FY2026 Fair Market Rents — Clay County
Studio
$666
1BR
$759
2BR
$961
3BR
$1,152
4BR
$1,304
Clay County, Nebraska
FIPS 31035 · County-level FMR and income limit data
FMR Area: Clay County, NE
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $666 | $7,992 |
| 1-Bedroom | $759 | $9,108 |
| 2-Bedroom | $961 | $11,532 |
| 3-Bedroom | $1,152 | $13,824 |
| 4-Bedroom | $1,304 | $15,648 |
To afford the FY2026 2-bedroom FMR of $961/mo under the 30%-of-income rule, a household needs about
$38,440/yr ($3,203/mo). Area Median Income is $97,200.
At NE's state minimum wage of $13.50/hr, a worker would need to work 55 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $666 | $759 | $961 | $1,152 | $1,304 |
| FY2025 | $622 | $729 | $907 | $1,093 | $1,274 |
| FY2024 | $591 | $711 | $872 | $1,054 | $1,254 |
| FY2023 | $562 | $675 | $826 | $1,005 | $1,208 |
| FY2022 | $507 | $652 | $757 | $936 | $1,108 |
| FY2021 | $484 | $640 | $734 | $913 | $1,096 |
| FY2020 | $455 | $613 | $698 | $870 | $1,056 |
FY2026 Income Limits
Area Median Income: $97,200
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $20,450 | $23,350 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $34,050 | $38,900 | $43,750 | $48,600 | $52,500 | $56,400 |
| 80% AMI | $54,450 | $62,200 | $70,000 | $77,750 | $84,000 | $90,200 |