FY2026 Fair Market Rents — Cotton County
Studio
$728
1BR
$733
2BR
$962
3BR
$1,153
4BR
$1,614
Cotton County, Oklahoma
FIPS 40033 · County-level FMR and income limit data
FMR Area: Cotton County, OK HUD Metro FMR Area
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $728 | $8,736 |
| 1-Bedroom | $733 | $8,796 |
| 2-Bedroom | $962 | $11,544 |
| 3-Bedroom | $1,153 | $13,836 |
| 4-Bedroom | $1,614 | $19,368 |
To afford the FY2026 2-bedroom FMR of $962/mo under the 30%-of-income rule, a household needs about
$38,480/yr ($3,207/mo). Area Median Income is $84,500.
At OK's federal minimum wage of $7.25/hr, a worker would need to work 103 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $728 | $733 | $962 | $1,153 | $1,614 |
| FY2025 | $706 | $711 | $910 | $1,096 | $1,206 |
| FY2024 | $690 | $694 | $891 | $1,077 | $1,187 |
| FY2023 | $612 | $616 | $797 | $1,043 | $1,071 |
| FY2022 | $567 | $571 | $740 | $996 | $1,004 |
| FY2021 | $548 | $562 | $728 | $984 | $1,001 |
| FY2020 | $511 | $603 | $686 | $953 | $1,112 |
FY2026 Income Limits
Area Median Income: $84,500
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $17,750 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $29,600 | $33,800 | $38,050 | $42,250 | $45,650 | $49,050 |
| 80% AMI | $47,350 | $54,100 | $60,850 | $67,600 | $73,050 | $78,450 |