FY2026 Fair Market Rents — Harding County
Studio
$654
1BR
$722
2BR
$948
3BR
$1,206
4BR
$1,468
Harding County, South Dakota
FIPS 46063 · County-level FMR and income limit data
FMR Area: Harding County, SD
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $654 | $7,848 |
| 1-Bedroom | $722 | $8,664 |
| 2-Bedroom | $948 | $11,376 |
| 3-Bedroom | $1,206 | $14,472 |
| 4-Bedroom | $1,468 | $17,616 |
To afford the FY2026 2-bedroom FMR of $948/mo under the 30%-of-income rule, a household needs about
$37,920/yr ($3,160/mo). Area Median Income is $92,900.
At SD's state minimum wage of $11.50/hr, a worker would need to work 64 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $654 | $722 | $948 | $1,206 | $1,468 |
| FY2025 | $620 | $689 | $904 | $1,175 | $1,410 |
| FY2024 | $655 | $736 | $967 | $1,280 | $1,554 |
| FY2023 | $580 | $634 | $834 | $1,113 | $1,360 |
| FY2022 | $618 | $657 | $864 | $1,068 | $1,391 |
| FY2021 | $548 | $594 | $783 | $974 | $1,221 |
| FY2020 | $487 | $542 | $714 | $890 | $1,081 |
FY2026 Income Limits
Area Median Income: $92,900
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $19,850 | $22,700 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $33,100 | $37,800 | $42,550 | $47,250 | $51,050 | $54,850 |
| 80% AMI | $52,950 | $60,500 | $68,050 | $75,600 | $81,650 | $87,700 |