FY2026 Fair Market Rents — Cumberland County
Studio
$719
1BR
$723
2BR
$942
3BR
$1,304
4BR
$1,354
Cumberland County, Tennessee
FIPS 47035 · County-level FMR and income limit data
FMR Area: Cumberland County, TN
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $719 | $8,628 |
| 1-Bedroom | $723 | $8,676 |
| 2-Bedroom | $942 | $11,304 |
| 3-Bedroom | $1,304 | $15,648 |
| 4-Bedroom | $1,354 | $16,248 |
To afford the FY2026 2-bedroom FMR of $942/mo under the 30%-of-income rule, a household needs about
$37,680/yr ($3,140/mo). Area Median Income is $78,200.
At TN's federal minimum wage of $7.25/hr, a worker would need to work 100 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $719 | $723 | $942 | $1,304 | $1,354 |
| FY2025 | $723 | $737 | $903 | $1,265 | $1,504 |
| FY2024 | $719 | $723 | $881 | $1,242 | $1,400 |
| FY2023 | $616 | $620 | $762 | $1,083 | $1,190 |
| FY2022 | $541 | $545 | $695 | $987 | $1,093 |
| FY2021 | $500 | $503 | $663 | $942 | $1,050 |
| FY2020 | $511 | $514 | $677 | $934 | $1,014 |
FY2026 Income Limits
Area Median Income: $78,200
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $16,450 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $27,400 | $31,300 | $35,200 | $39,100 | $42,250 | $45,400 |
| 80% AMI | $43,800 | $50,050 | $56,300 | $62,550 | $67,600 | $72,600 |