FY2026 Income Limits — Memphis, TN-MS-AR HUD Metro FMR Area
Area Median Income (4-person household): $92,700
30% AMI (4p)
$33,000
50% AMI (4p)
$46,350
60% AMI (4p)
$55,620
80% AMI (4p)
$74,150
Memphis, TN-MS-AR HUD Metro FMR Area — Income Limits
FY2026 Income Limits by Household Size
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p | 7p | 8p |
|---|---|---|---|---|---|---|---|---|
| 30% AMI — Extremely Low Income | $19,500 | $22,250 | $27,320 | $33,000 | $38,680 | $44,360 | $50,040 | $55,720 |
| 50% AMI — Very Low Income | $32,450 | $37,100 | $41,750 | $46,350 | $50,100 | $53,800 | $57,500 | $61,200 |
| 60% AMI | $38,940 | $44,520 | $50,100 | $55,620 | $60,120 | $64,560 | $69,000 | $73,440 |
| 80% AMI — Low Income | $51,950 | $59,350 | $66,750 | $74,150 | $80,100 | $86,050 | $91,950 | $97,900 |
Related Pages
Section 8 Eligibility in Memphis, TN-MS-AR HUD Metro FMR Area
To qualify for a Section 8 Housing Choice Voucher in Memphis, TN-MS-AR HUD Metro FMR Area, your household's gross annual income must typically be at or below 50% of the Area Median Income for your household size. Federal law requires that at least 75% of all new vouchers be issued to households at or below 30% AMI (Extremely Low Income).
Income is calculated for the entire household, including wages, salaries, benefits, child support, and most other regular income sources. Some deductions — such as elderly/disabled household member deductions and dependent child deductions — reduce the amount counted toward the income limit.