FY2026 Income Limits — Bergen-Passaic, NJ HUD Metro FMR Area
Area Median Income (4-person household): $139,100
30% AMI (4p)
$41,750
50% AMI (4p)
$69,550
60% AMI (4p)
$83,460
80% AMI (4p)
$108,400
Bergen-Passaic, NJ HUD Metro FMR Area — Income Limits
FY2026 Income Limits by Household Size
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p | 7p | 8p |
|---|---|---|---|---|---|---|---|---|
| 30% AMI — Extremely Low Income | $29,250 | $33,400 | $37,600 | $41,750 | $45,100 | $48,450 | $51,800 | $55,720 |
| 50% AMI — Very Low Income | $48,700 | $55,650 | $62,600 | $69,550 | $75,150 | $80,700 | $86,250 | $91,850 |
| 60% AMI | $58,440 | $66,780 | $75,120 | $83,460 | $90,180 | $96,840 | $103,500 | $110,220 |
| 80% AMI — Low Income | $75,900 | $86,750 | $97,600 | $108,400 | $117,100 | $125,750 | $134,450 | $143,100 |
Related Pages
Section 8 Eligibility in Bergen-Passaic, NJ HUD Metro FMR Area
To qualify for a Section 8 Housing Choice Voucher in Bergen-Passaic, NJ HUD Metro FMR Area, your household's gross annual income must typically be at or below 50% of the Area Median Income for your household size. Federal law requires that at least 75% of all new vouchers be issued to households at or below 30% AMI (Extremely Low Income).
Income is calculated for the entire household, including wages, salaries, benefits, child support, and most other regular income sources. Some deductions — such as elderly/disabled household member deductions and dependent child deductions — reduce the amount counted toward the income limit.