FY2026 Income Limits — Santa Cruz-Watsonville, CA MSA
Area Median Income (4-person household): $137,200
30% AMI (4p)
$65,250
50% AMI (4p)
$108,750
60% AMI (4p)
$130,500
80% AMI (4p)
$174,550
Santa Cruz-Watsonville, CA MSA — Income Limits
FY2026 Income Limits by Household Size
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p | 7p | 8p |
|---|---|---|---|---|---|---|---|---|
| 30% AMI — Extremely Low Income | $45,700 | $52,200 | $58,750 | $65,250 | $70,500 | $75,700 | $80,950 | $86,150 |
| 50% AMI — Very Low Income | $76,150 | $87,000 | $97,900 | $108,750 | $117,450 | $126,150 | $134,850 | $143,550 |
| 60% AMI | $91,380 | $104,400 | $117,480 | $130,500 | $140,940 | $151,380 | $161,820 | $172,260 |
| 80% AMI — Low Income | $122,200 | $139,650 | $157,100 | $174,550 | $188,500 | $202,500 | $216,450 | $230,450 |
Related Pages
Section 8 Eligibility in Santa Cruz-Watsonville, CA MSA
To qualify for a Section 8 Housing Choice Voucher in Santa Cruz-Watsonville, CA MSA, your household's gross annual income must typically be at or below 50% of the Area Median Income for your household size. Federal law requires that at least 75% of all new vouchers be issued to households at or below 30% AMI (Extremely Low Income).
Income is calculated for the entire household, including wages, salaries, benefits, child support, and most other regular income sources. Some deductions — such as elderly/disabled household member deductions and dependent child deductions — reduce the amount counted toward the income limit.